98 River St, Niles, MI 49120 Property Records

Berrien County property record for 98 River St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,432 sqft
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$142,900 (Oct 2023)
Tax Bill	$4,032 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-4510-0042-00-1`

Property Details

APN / Parcel Number

Primary APN	`71-4510-0042-00-1`
Alternative APN	`11-71-4510-0042-00-1`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,432 sqft Living Area
1st Floor Area	716 sqft
Basement Area	716 sqft
Unfinished Basement	716 sqft

Exterior

Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	109 ft deep x 50.5 ft wide
Garage Area	387 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 RIVER ST
City	NILES
State	MI
Zip	49120-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE E 32' OF LOT 42 & W18.5' OF LOT 41 O P LACEY'S 2ND ADD TO NILES
Legal Subdivision	O P LACEYS 2ND ADD
Legal Lot Number	41-42
Legal Unit	42,41
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2018
Census Tract	20500

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	94 RIVER ST, NILES, MI 49120-1655
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Aug 1, 2023	Personal Representative Deed, Transfer
Aug 1, 2023	Personal Representative Deed, Transfer
Jan 19, 2017	Intrafamily Transfer, Transfer
Jan 19, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	2023391575
Deed Book / Page	3414 / 2702
Prior Transfer Date	Jun 29, 2016
Prior Transfer Doc	03161/0240
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 24, 2023
Property Address	98 RIVER ST, NILES, MI 49120-1655
Document Number	03414/2702
Book / Page	3414 / 2702
Instrument Date	Oct 16, 2023
Instrument	2023391575
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$1,072.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2755 MAJESTIC AVE, MCKINNEY, TX 75071-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 RIVER ST, NILES, MI 49120-1655
Investor	Possibly a Property Investor

August 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 1, 2023
Property Address	98 RIVER ST, NILES, MI 49120-1655
Document Number	003409/131
Book / Page	3409 / 131
Map Reference	DD D PG 553
Instrument Date	Aug 1, 2023
Instrument	2023385818
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9900 SPECTRUM DR, AUSTIN, TX 78717-4555

August 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 1, 2023
Property Address	98 RIVER ST, NILES, MI 49120-1655
Document Number	003409/138
Book / Page	3409 / 138
Instrument Date	Aug 1, 2023
Instrument	2023385822
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9900 SPECTRUM DR, AUSTIN, TX 78717-4555

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 19, 2017
Property Address	98 RIVER ST, NILES, MI 49120-1655
Document Number	03161/0241
Book / Page	3161 / 0241
Instrument Date	Jun 29, 2016
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	98 RIVER ST, NILES, MI 49120-1655

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 19, 2017
Property Address	98 RIVER ST, NILES, MI 49120-1655
Document Number	03161/0240
Book / Page	3161 / 0240
Instrument Date	Jun 29, 2016
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	98 RIVER ST, NILES, MI 49120-1655

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,400 (+21.43%)	$176,800 (+21.43%)
2025	$4,032.00 (+0.8%)	$72,800 (+10.3%)	$145,600 (+10.3%)
2024	$4,000.00 (+167.92%)
2023		$66,000 (+54.57%)	$132,000 (+54.57%)
2022	$1,493.00 (+3.82%) Homeowner's exemption	$42,700	$85,400
2021	$1,438.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2008–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Midwest Energy & Communications.

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