Berrien County property record for 64 River St, Niles, MI 49120 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,384 sqft |
| Lot Size | 0.226 acres (9,845 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,000 (Jul 2006) |
| Tax Bill | $997 (2025) |
| Deeds & Mortgages | Apr 2008 Mortgage Jul 2006 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 71-4510-0049-01-4 |
| Primary APN | 71-4510-0049-01-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Basement Area | 812 sqft |
| Unfinished Basement | 812 sqft |
| Lot Area | 9,845 sqft (0.226 acres) |
|---|---|
| Lot Dimensions | 92 ft deep x 106 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 64 RIVER ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-1655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49 & THE E 40' OF LOT 50 O P LACEY'S 2ND ADD TO NILES |
| Legal Subdivision | O P LACEYS 2ND ADD |
| Legal Lot Number | 49-50 |
| Legal Unit | 49,50 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20500 |
Source: Berrien County records · APN 71-4510-0049-01-4
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 64 RIVER ST, NILES, MI 49120-1655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2008 | Deed of Trust, Mortgage WILLIAM E PAUL LLC |
| Jul 27, 2006 | Warranty Deed, Transfer · ARM HORIZON BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 27, 2006 · Amount on Record |
| Deed Sale | Jul 27, 2006 · Amount on Record |
| Prior Sale | Oct 16, 2001 · Amount on Record |
| Deed Book / Page | 2729 / 1763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 64 RIVER ST, NILES, MI 49120-1655 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02837/1730 |
|---|---|
| Date | Apr 07, 2008 |
| Book Page | 2837/1730 |
| Name | WILLIAM E PAUL LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 243 Months |
| Due | Jul 01, 2028 |
| Rate | 7% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 27, 2006 |
| Property Address | 64 RIVER ST, NILES, MI 49120-1655 |
| Document Number | 02729/1763 |
| Book / Page | 2729 / 1763 |
| Map Reference | DD D PG553 |
| Instrument Date | Jul 07, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $722.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64 RIVER ST, NILES, MI 49120-1655 |
| Name | Verified Name |
|---|---|
| Address | 64 RIVER ST, NILES, MI 49120-1655 |
| Document Number | 0027291765 |
|---|---|
| Date | Jul 27, 2006 |
| Instrument | 2729/1765 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Change Frequency | Annually |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,500 (+28.77%) | $145,000 (+28.77%) | |
| 2025 | $997.00 (+12.27%) | ||
| 2023 | $56,300 | $112,600 | |
| 2022 | $888.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 7 (2008–2018) |
| Most Recent Claim | Feb 2018, river or lake flooding |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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