Berrien County property record for 94 River St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,000 (Feb 2010) |
| Tax Bill | $1,008 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-4510-0043-00-8 |
| Primary APN | 71-4510-0043-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 600 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Lot Area | 5,184 sqft (0.119 acres) |
|---|---|
| Lot Dimensions | 104 ft deep x 50 ft wide |
| Garage Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 94 RIVER ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-1655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | THE W 34' OF LOT 42 & E 16' OF LOT 43 O P LACEY'S 2ND ADD TO NILES |
| Legal Subdivision | O P LACEYS 2ND ADD |
| Legal Lot Number | 42-43 |
| Legal Unit | 42,43 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20500 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 94 RIVER ST, NILES, MI 49120-1655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2010 · Amount on Record |
| Deed Sale | Feb 18, 2010 · Amount on Record |
| Prior Sale | Apr 3, 2007 · Amount on Record |
| Deed Book / Page | 2912 / 2051 |
| Prior Transfer Date | Aug 19, 2009 |
| Prior Transfer Doc | 02896/0781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 94 RIVER ST, NILES, MI 49120-1655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | CENTURION LAND TITLE INC, CENTURION LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 94 RIVER ST, NILES, MI 49120-1655 |
| Investor | Possibly a Property Investor |
| Document Number | 03414/1380 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 3414/1380 |
| Instrument | 2023391254 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,900 (+19.03%) | $83,800 (+19.03%) | |
| 2025 | $1,008.00 (+2,42%) Homeowner's exemption | $35,200 (+28%) | $70,400 (+28%) |
| 2024 | $40.00 (+33.33%) | ||
| 2023 | $27,500 | $55,000 | |
| 2022 | $30.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2008–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES serves 14,215 people · EPA ID MI0004740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Midwest Energy & Communications.
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