York County and York Town property record for 98 River Rd, Cape Neddick, ME 03902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1735 |
| Lot Size | 4.12 acres (179,467 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $8,795 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:097 B:042 |
| Primary APN | M:097 B:042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 4,692 sqft |
| 1st Floor Area | 1,064 sqft |
| Attic | Attic |
| Attic Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1735 |
|---|---|
| Effective Year Built | Effective 1735 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 179,467 sqft (4.12 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7078 |
|---|---|
| Street Address | 98 RIVER RD |
| City | CAPE NEDDICK |
| State | ME |
| Zip | 03902-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 42 |
| Jurisdiction | YORK ME |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 36002 |
Source: York County and York Town records · APN M:097 B:042
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 41, CAPE NEDDICK, ME 03902-0041 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 24, 2018 | Deed of Trust, Mortgage PISCATAQUA SVGS BK NH |
| Aug 15, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 |
| Deed Sale | Aug 15, 2018 |
| Deed Document Number | 201833577 |
| Deed Book / Page | 17779 / 666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK ME |
| Property Address | 98 RIVER RD, CAPE NEDDICK, ME 03902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0178060913 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 17806/0913 |
| Instrument | 2018040191 |
| Name | PISCATAQUA SVGS BK NH |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 24, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YORK ME |
| Recording Date | Aug 15, 2018 |
| Property Address | 98 RIVER RD, CAPE NEDDICK, ME 03902 |
| Document Number | 0177790666 |
| Book / Page | 017779 / 000666 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 33577 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 MEADOW RD MEDWAY MA 020532021, MEDWAY, MA 02053-2021 |
Source: York County and York Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | York Town |
| Unified School District | York (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,795.00 (+7.58%) | $1,066,000 (+9.54%) Land $561,100 Building $504,900 | |
| 2024 | $8,175.00 (-0.6%) | $973,200 (-) Land $561,100 Building $412,100 | |
| 2023 | $8,224.00 (+8.88%) | $973,200 (+10.17%) Land $561,100 Building $412,100 | $1,241,460 |
| 2022 | $7,553.00 | $883,400 Land $530,100 Building $353,300 |
Source: FEMA National Flood Hazard Layer, York County (23031C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310360024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (2006–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 66 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system ME0091680, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | YORK WATER DISTRICT serves 13,675 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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