100 River Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 100 River Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,606 sqft · built 2022
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Tax Bill	$9,073 (2025)
Deeds & Mortgages	Jan 2022 Refinance Mar 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:097 B:042-B`

Property Details

APN / Parcel Number

Primary APN	`M:097 B:042-B`
Alternative APNs	`YORK M:0097 B:0042-B` `008961` `8961`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,606 sqft Living Area
Gross Area	4,868 sqft
1st Floor Area	1,108 sqft
Basement Area	1,108 sqft
Unfinished Basement	1,108 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8961
Street Address	100 RIVER RD
City	CAPE NEDDICK
State	ME
Zip	03902-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	42-B
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4007
Census Tract	36002

Owner

Source: York County and York Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 RIVER RD, CAPE NEDDICK, ME 03902-7208
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MISCELLANEOUS BANK
Mar 28, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 26, 2025
Transfer Doc	0196280016
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	100 RIVER RD, CAPE NEDDICK, ME 03902-7208
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189400708
Date	Jan 31, 2022
Book Page	18940/708
Instrument	2022004925

Lender

Name	MISCELLANEOUS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2053

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Mar 28, 2025
Property Address	100 RIVER RD, CAPE NEDDICK, ME 03902-7208
Document Number	0196280016
Book / Page	19628 / 16
Instrument Date	Mar 26, 2025
Instrument	2025009413
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RIVER RD, CAPE NEDDICK, ME 03902-7208

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,073.00 (+6.85%)	$1,099,700 (+8.8%) Land $245,600 Building $854,100
2024	$8,491.00 (-1.35%)	$1,010,800 (-0.77%) Land $245,600 Building $765,200
2023	$8,607.00 (+195.06%)	$1,018,600 (+198.53%) Land $245,600 Building $773,000	$1,349,000
2022	$2,917.00	$341,200 Land $245,600 Building $95,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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