91 River Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 91 River Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,104 sqft · built 1947
Lot Size	0.56 acres (24,393 sqft)
Owner	Company Name on Record
Tax Bill	$10,030 (2025)
Deeds & Mortgages	Feb 2021 Refinance Aug 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`M:016 B:026`

Property Details

APN / Parcel Number

Primary APN	`M:016 B:026`
Alternative APNs	`YORK M:0016 B:0026` `007080` `7080`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,104 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,324 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,393 sqft (0.56 acres)
Garage Type	Attached
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7080
Street Address	91 RIVER RD
City	CAPE NEDDICK
State	ME
Zip	03902-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	26
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4025
Census Tract	36002

Owner

Source: York County and York Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	124 WINDING RIVER TRL, BRADENTON, FL 34212-4247
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PARTNERS BANK
Aug 15, 2018	Deed of Trust, Mortgage SANFORD INSTIT SGVS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	91 RIVER RD, CAPE NEDDICK, ME 03902-7204
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185520651
Date	Feb 8, 2021
Book Page	18552/651
Instrument	2021007788

Lender

Name	PARTNERS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	91 RIVER RD, CAPE NEDDICK, ME 03902-7204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177790637
Date	Aug 15, 2018
Book Page	17779/0637
Instrument	2018033566

Lender

Name	SANFORD INSTIT SGVS

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,030.00 (+5.94%)	$1,215,800 (+7.87%) Land $622,800 Building $593,000
2024	$9,468.00 (+0.83%)	$1,127,100 (+1.43%) Land $622,800 Building $504,300
2023	$9,390.00 (-1.7%)	$1,111,200 (-0.54%) Land $622,800 Building $488,400	$867,255
2022	$9,552.00	$1,117,200 Land $622,800 Building $494,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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