90 River Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 90 River Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,965 sqft · built 2022
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2014)
Tax Bill	$6,466 (2025)
Deeds & Mortgages	Jul 2024 Sale Nov 2019 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`M:016 B:013`

Property Details

APN / Parcel Number

Primary APN	`M:016 B:013`
Alternative APNs	`YORK M:0016 B:0013` `001100` `1100`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,965 sqft Living Area
Gross Area	4,566 sqft
1st Floor Area	765 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,730 sqft (0.43 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1100
Street Address	90 RIVER RD
City	CAPE NEDDICK
State	ME
Zip	03902-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	13
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4025
Census Tract	36002

Owner

Source: York County and York Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 RIVER RD, CAPE NEDDICK, ME 03902-7208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Warranty Deed, Transfer
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CHARLES RIVER BANK
Dec 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHARLES RIVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2014 · Amount on Record
Deed Sale	Nov 10, 2014 · Amount on Record
Deed Book / Page	16921 / 907
Last Transfer Date	Jul 10, 2024
Transfer Doc	0194680309
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jul 11, 2024
Property Address	90 RIVER RD, CAPE NEDDICK, ME 03902-7208
Document Number	0194680309
Book / Page	19468 / 309
Instrument Date	Jul 10, 2024
Instrument	2024020522
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	90 RIVER RD, CAPE NEDDICK, ME 03902-7208

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	90 RIVER RD, CAPE NEDDICK, ME 03902-7208
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180880007
Date	Nov 4, 2019
Book Page	18088/7
Instrument	2019046950

Lender

Name	CHARLES RIVER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	90 RIVER RD, CAPE NEDDICK, ME 03902-7208
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184810432
Date	Dec 9, 2020
Book Page	18481/432
Instrument	2020063502

Lender

Name	CHARLES RIVER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,466.00 (+6.98%)	$783,700 (+8.92%) Land $402,500 Building $381,200
2024	$6,044.00 (-0.77%)	$719,500 (-0.18%) Land $402,500 Building $317,000
2023	$6,091.00 (+8%)	$720,800 (+9.26%) Land $402,500 Building $318,300	$771,305
2022	$5,640.00	$659,700 Land $402,500 Building $257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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