Bergen County and Cresskill Borough property record for 98 Morningside Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,616 sqft · built 1949 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $477,500 (Jul 2013) |
| Tax Bill | $11,302 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00164-0000-00010 |
| Primary APN | 08-00164-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,616 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 212700 |
|---|---|
| Street Address | 98 MORNINGSIDE AVE |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 70X100 2.4LT |
| Legal Subdivision | PARK HILL-CRESSKILL |
| Legal Block | 164 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 98 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 9, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 9, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNILEVER FCU |
| Sep 11, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2013 · Amount on Record |
| Deed Sale | Jul 8, 2013 · Amount on Record |
| Deed Document Number | 201374128 |
| Deed Book / Page | 1446 / 1648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 98 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 98 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Document Number | 0056460652 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 5646/652 |
| Instrument | 2025077551 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 98 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 98 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Document Number | 0051230114 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 5123/114 |
| Instrument | 2023073444 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 98 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 98 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Document Number | 0038071553 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 3807/1553 |
| Instrument | 20-115815 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Sep 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 98 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036991288 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 3699/1288 |
| Instrument | 20-083419 |
| Name | UNILEVER FCU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD CLIFFS, NJ 07632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 98 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Document Number | 0027442457 |
| Book / Page | 002744 / 002457 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 98 MORNINGSIDE AVE CRESSKILL NJ 076261514, CRESSKILL, NJ 07626-1514 |
| Document Number | 0027442457 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 002744/002457 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 5, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $618,400 (+24.15%) Land $391,000 Building $227,400 | $618,400 (+24.15%) Land $391,000 Building $227,400 | |
| 2025 | $11,302.00 (+5.17%) | $498,100 (+10.15%) Land $319,500 Building $178,600 | $498,100 (+10.15%) Land $319,500 Building $178,600 |
| 2024 | $10,746.00 (+6.99%) | ||
| 2023 | $452,200 Land $285,500 Building $166,700 | $452,200 Land $285,500 Building $166,700 | |
| 2022 | $10,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 20 (1999–2024) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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