Bergen County and Cresskill Borough property record for 85 Morningside Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,486 sqft · built 1950 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $845,000 (Apr 2025) |
| Tax Bill | $13,283 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00161-0000-00026 |
| Primary APN | 08-00161-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,486 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Stucco |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 208700 |
|---|---|
| Street Address | 85 MORNINGSIDE AVE |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | L27,28A 60X100 L28.01 |
| Legal Subdivision | CRESSKIL HEIGHTS PT SEC 2 |
| Legal Block | 161 |
| Legal Lot Number | 26 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 85 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Jun 22, 2023 | Deed, Transfer · Conventional Mortgage UNILEVER FCU |
| Jan 4, 2022 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 4, 2022 | Intrafamily Transfer, Transfer |
| Dec 16, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2025 · Amount on Record |
| Deed Sale | Apr 3, 2025 · Amount on Record |
| Prior Sale | Jun 22, 2023 · Amount on Record |
| Deed Document Number | 202524466 |
| Deed Book / Page | 5472 / 919 |
| Prior Transfer Date | Nov 29, 2021 |
| Prior Transfer Doc | 0045181862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 17, 2026 |
| Property Address | 85 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Number | 0000025820 |
| Book / Page | 5775 / 997 |
| Instrument Date | Mar 14, 2026 |
| Instrument | 202625820 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 600 HARRISON ST, HOBOKEN, NJ 07030-6292 |
| Document Number | 0000025820, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 5775/997 |
| Instrument | 202625820 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 22, 2023 |
| Property Address | 85 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Number | 0050201800 |
| Book / Page | 5020 / 1800 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023040905 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,064.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 DEBERG DR, OLD TAPPAN, NJ 07675-7203 |
| Name | Verified Name |
|---|---|
| Address | 85 MOMINGSIDE AVE, CRESSKILL, NJ 07626 |
| Document Number | 2023040906 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2023040906 |
| Name | UNILEVER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Number | 0050201825 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 5020/1825 |
| Instrument | 2023040907 |
| Name | UNILEVER FCU |
|---|---|
| Type | Credit Union |
| Address | ENGLEWOOD CLIFFS, NJ 07632 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 4, 2022 |
| Property Address | 85 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Number | 0045181869 |
| Book / Page | 4518 / 1869 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2022000902 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,867.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62 FRANKLIN ST, 62, TENAFLY, NJ 07670-3819 |
| Name | Verified Name |
|---|---|
| Address | 85 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Number | 2022000903 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022000903 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 4, 2022 |
| Property Address | 85 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Number | 0045181862 |
| Book / Page | 4518 / 1862 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2022000901 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 E PALISADE AVE AVED 23, 100, ENGLEWOOD, NJ 07631-3046 |
| Name | Verified Name |
|---|---|
| Address | 85 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 16, 2021 |
| Property Address | 85 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Number | 0044950739 |
| Book / Page | 4495 / 739 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2021181715 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | AMROCK INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 85 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Number | 2021181716 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021181716 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 164 Months |
| Due | Aug 1, 2035 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $675,300 (+15.36%) Land $373,000 Building $302,300 | $675,300 (+15.36%) Land $373,000 Building $302,300 | |
| 2025 | $13,283.00 (+11.36%) | $585,400 (+25.65%) Land $303,500 Building $281,900 | $585,400 (+25.65%) Land $303,500 Building $281,900 |
| 2024 | $11,928.00 (+14.9%) | ||
| 2023 | $465,900 (+9.99%) Land $271,500 Building $194,400 | $465,900 (+9.99%) Land $271,500 Building $194,400 | |
| 2022 | $10,381.00 (+9.65%) | $423,600 Land $245,000 Building $178,600 | $423,600 Land $245,000 Building $178,600 |
| 2021 | $9,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 20 (1999–2024) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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