Bergen County and Cresskill Borough property record for 86 Morningside Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1950 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $431,000 (May 2019) |
| Tax Bill | $10,580 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00164-0000-00012 |
| Primary APN | 08-00164-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 212900 |
|---|---|
| Street Address | 86 MORNINGSIDE AVE |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 60X100 2.2LT |
| Legal Subdivision | PARK HILL CRESSKILL |
| Legal Block | 164 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 8001 |
86 Morningside Ave is owned and occupied by an individual who bought it in May 2019.
Source: Bergen County and Cresskill Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jan 9, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 23, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on File |
| Deed Sale | May 23, 2019 · Amount on File |
| Prior Sale | Dec 12, 2003 · Amount on File |
| Deed Document Number | 201932183 |
| Deed Book / Page | 3249 / 983 |
| Prior Transfer Date | May 22, 2018 |
| Prior Transfer Doc | 0029930637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 10, 2026 |
| Property Address | 86 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Document Number | 0000062865 |
| Book / Page | 5895 / 1315 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202662865 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 86 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Document Number | 0000062865, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 5895/1315 |
| Instrument | 202662865 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 86 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 86 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Document Number | 0051541934 |
|---|---|
| Date | Jan 9, 2024 |
| Book Page | 5154/1934 |
| Instrument | 2024001424 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 3, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 23, 2019 |
| Property Address | 86 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
| Document Number | 0032490983 |
| Book / Page | 3249 / 983 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 19-032183 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1514 |
The 2025 property tax bill for 86 Morningside Ave was $10,580, up 3.3% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,600 (+17.44%) Land $373,000 Building $174,600 | $547,600 (+17.44%) Land $373,000 Building $174,600 | |
| 2025 | $10,580.00 (+3.33%) | $466,300 Land $303,500 Building $162,800 | $466,300 Land $303,500 Building $162,800 |
| 2024 | $10,239.00 | ||
| 2023 | $430,400 Land $271,500 Building $158,900 | $430,400 Land $271,500 Building $158,900 | |
| 2022 | $9,563.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Morningside Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 20 (1999–2024) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Morningside Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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