Bergen County and Cresskill Borough property record for 89 Morningside Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1950 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Aug 2024) |
| Tax Bill | $10,648 (2025) |
| Deeds & Mortgages | Feb 2020 Refinance Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00161-0000-00028 |
| Primary APN | 08-00161-0000-00028 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 208800 |
|---|---|
| Street Address | 89 MORNINGSIDE AVE |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 65X100 2.3LT |
| Legal Subdivision | PARK HILL-CRESSKILL/CRESSKILL |
| Legal Block | 161 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 8001 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Feb 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| Jan 12, 2021 | Deed, Transfer · Conventional Mortgage UNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on Record |
| Deed Sale | Aug 9, 2024 · Amount on Record |
| Prior Sale | Jan 12, 2021 · Amount on Record |
| Deed Document Number | 202447402 |
| Deed Book / Page | 5297 / 298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 89 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034960271 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 3496/271 |
| Instrument | 2020014909 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 12, 2021 |
| Property Address | 89 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Number | 0039071479 |
| Book / Page | 3907 / 1479 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 21-004452 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,391.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 MORNINGSIDE AVE, 89, CRESSKILL, NJ 07626-1513 |
| Name | Verified Name |
|---|---|
| Address | 89 MORNINGSIDE AVE, CRESSKILL, NJ 07626-1513 |
| Document Number | 21004453 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 21-004453 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,200 (+17.45%) Land $382,000 Building $169,200 | $551,200 (+17.45%) Land $382,000 Building $169,200 | |
| 2025 | $10,648.00 (+7.86%) | $469,300 (+13.06%) Land $311,500 Building $157,800 | $469,300 (+13.06%) Land $311,500 Building $157,800 |
| 2024 | $9,872.00 (+7.32%) | ||
| 2023 | $415,100 Land $278,500 Building $136,600 | $415,100 Land $278,500 Building $136,600 | |
| 2022 | $9,199.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 20 (1999–2024) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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