98 Forrest Ave, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 98 Forrest Ave, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,500 sqft · built 2005
Lot Size	0.111 acres (4,830 sqft)
Owner	2 Individual Names on File
Last Sale	$2,310,000 (Jul 2026)
Tax Bill	$29,002 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2024 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`529-10-153`

Property Details

APN / Parcel Number

Primary APN	`529-10-153`
Alternative APN	`52910008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	863 sqft
2nd Floor Area	637 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	4,830 sqft (0.111 acres)
Lot Dimensions	138 ft deep x 70 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	98 FORREST AVE
City	LOS GATOS
State	CA
Zip	95032-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM520
Legal Description	LOT B
Legal Subdivision	RINCONADA DE LOS GATOS RHO B
Legal Lot Number	B
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1018
Census Tract	507100

Owner

98 Forrest Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 FORREST AVE, LOS GATOS, CA 95032-4404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 2, 2024	Grant Deed, Transfer CHICAGO TITLE COMPANY
Aug 23, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	May 2, 2024 · Amount on File
Deed Document Number	202626012679
Prior Transfer Date	Sep 23, 2024
Prior Transfer Doc	0025711049
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 2, 2026
Property Address	98 FORREST AVE, LOS GATOS, CA 95032-4404
Document Number	0026012679
Instrument Date	Jun 29, 2026
Instrument	202626012679
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256,641.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 FORREST AVE, LOS GATOS, CA 95032-4404

Mortgage

Document Number	0000012680,
Date	Jul 2, 2026
Instrument	202612680

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 2, 2024
Property Address	98 FORREST AVE, LOS GATOS, CA 95032-4404
Document Number	0025631149
Map Reference	MB 763 PGS 32 AND 33
Instrument Date	Apr 24, 2024
Instrument	25631149
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 DERBYSHIRE DR, CUPERTINO, CA 95014-5058

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	98 FORREST AVE, LOS GATOS, CA 95032-4404
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023735542
Date	Aug 23, 2017
Instrument	23735542

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	98 FORREST AVE, LOS GATOS, CA 95032-4404
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024560249
Date	Jul 31, 2020
Instrument	24560249

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	98 FORREST AVE, LOS GATOS, CA 95032-4404
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 FORREST AVE, LOS GATOS, CA 95032-4404

Mortgage

Document Number	0024680404
Date	Oct 30, 2020
Instrument	24680404

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 3, 2017
Property Address	98 FORREST AVE, LOS GATOS, CA 95032-4404
Document Number	0023792526
Instrument Date	Oct 27, 2017
Instrument	23792526
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	98 FORREST AVE LOS GATOS CA 950324404, LOS GATOS, CA 95032-4404

Tax Assessment & Valuation

The 2025 property tax bill for 98 Forrest Ave was $29,002.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,471,990 (+2%) Land $1,847,750 Building $624,240
2025	$29,002.00	$2,423,520 Land $1,811,520 Building $612,000
2023	$16,588.00 (+0.88%) Homeowner's exemption	$1,366,572 Land $669,888 Building $696,684
2022	$16,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 98 Forrest Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Forrest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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