98 E Sharp St, Hillsdale, MI 49242 Property Records

Hillsdale County property record for 98 E Sharp St, Hillsdale, MI 49242

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1900
Lot Size	0.417 acres (18,165 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Oct 2020)
Tax Bill	$2,876 (2021)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-426-355-16`

Property Details

APN / Parcel Number

Primary APN	`006-426-355-16`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,756 sqft
Basement Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Wood Siding
Lot Area	18,165 sqft (0.417 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	98 E SHARP ST
City	HILLSDALE
State	MI
Zip	49242-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W4 LOTS 38-39, FERRIS ADD FOURTH WARD.
Legal Subdivision	FERRIS ADD
Legal Lot Number	38-39
Jurisdiction	HILLSDALE MI
Township / Civil Division	HILLSDALE
Census Block Group	1
Census Block	1011
Census Tract	50800

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 E SHARP ST, HILLSDALE, MI 49242-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Nov 21, 2013 · Amount on Record
Deed Document Number	0001775505
Deed Book / Page	1775 / 505
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 8, 2020
Property Address	98 E SHARP ST, HILLSDALE, MI 49242-2065
Document Number	001775/505
Book / Page	1775 / 505
Map Reference	LB 2 PG 26
Instrument Date	Jul 21, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 E SHARP ST, 98, HILLSDALE, MI 49242-2065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 BEAN RD, ALLEN, MI 49227

Mortgage

Document Number	0001775508
Date	Oct 8, 2020
Instrument	1775/508

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Hillsdale City
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$62,800	$125,259 Land $15,495 Building $109,764
2021	$2,876.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLSDALE serves 8,163 people · EPA ID MI0003170
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2022 Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, DMCI Broadband.

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