95 E Sharp St, Hillsdale, MI 49242 Property Records

Hillsdale County property record for 95 E Sharp St, Hillsdale, MI 49242

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2021)
Tax Bill	$1,928 (2021)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`006-426-352-17`

Property Details

APN / Parcel Number

Primary APN	`006-426-352-17`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,168 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	95 E SHARP ST
City	HILLSDALE
State	MI
Zip	49242-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W4 LOT 191 EXC A PIECE OF LOT 191 INCLUDED IN THE FOLLOWING DESCRIPTION, COM AT THE NE'LY COR OF LOT 195, TH SE'LY 66 FT TO T
Legal Subdivision	FERRIS & COOKS ADDN
Legal Lot Number	191,195
Jurisdiction	HILLSDALE MI
Township / Civil Division	HILLSDALE
Census Block Group	2
Census Block	2017
Census Tract	50800

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 E SHARP ST, HILLSDALE, MI 49242-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 5, 2018	Warranty Deed, Transfer · Line of Credit HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	0001794566
Deed Book / Page	1794 / 566
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 3, 2021
Property Address	95 E SHARP ST, HILLSDALE, MI 49242-2017
Document Number	001794/566
Book / Page	1794 / 566
Map Reference	PG 639 LB 2 PG 24
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2441 STEAMBURG RD, 2441, HILLSDALE, MI 49242-2078

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001794568
Date	May 3, 2021
Instrument	1794/568

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 5, 2018
Property Address	95 E SHARP ST, HILLSDALE, MI 49242-2017
Document Number	01704/0481
Book / Page	1704 / 0481
Map Reference	LB2 PG24
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 E SHARP ST, 95, HILLSDALE, MI 49242-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 STEAMBURG RD, HILLSDALE, MI 49242-2078

Mortgage

Document Number	0001704482
Date	Oct 5, 2018
Instrument	1704/482

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2033

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Hillsdale City
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$46,300	$92,582 Land $11,156 Building $81,426
2021	$1,928.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLSDALE serves 8,163 people · EPA ID MI0003170
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2022 Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, DMCI Broadband.

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