106 E Sharp St, Hillsdale, MI 49242 Property Records

Hillsdale County property record for 106 E Sharp St, Hillsdale, MI 49242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1900
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Apr 2026)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`006-426-356-01`

Property Details

APN / Parcel Number

Primary APN	`006-426-356-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	2,010 sqft
Basement Area	1,206 sqft
Unfinished Basement	1,206 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	165 ft deep x 60 ft wide
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	106 E SHARP ST
City	HILLSDALE
State	MI
Zip	49242-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 40 ALSO W 5.5 FT LOT 41 ALSO DESC AS 60.5 FT E&W BY 165 FT N&S 0.23A+/- FERRIS ADDN SEC 26 T6S R3W FOURTH WARD
Legal Range	03W
Legal Township	06S
Legal Section	26
Legal Subdivision	FERRIS ADDN
Legal Lot Number	40,41
Jurisdiction	HILLSDALE MI
Township / Civil Division	HILLSDALE
Census Block Group	1
Census Block	1012
Census Tract	50800

Owner

Source: Hillsdale County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1153 WESTOVER BLVD, ALBION, MI 49224-6648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNTY NATIONAL BANK
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Jun 30, 2005	Deed of Trust, Mortgage · Conventional Mortgage CNB LENDING SERVICES LLC
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage VUE COMMUNITY CREDIT UNION
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	2026622549
Deed Book / Page	1919 / 941
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	106 E SHARP ST, HILLSDALE, MI 49242-2018
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01679/0846
Date	Jan 30, 2018
Book Page	1679/0846
Instrument	1679-0846

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	106 E SHARP ST, HILLSDALE, MI 49242-2018
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001761/90
Date	Apr 28, 2020
Book Page	1761/90

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	106 E SHARP ST, HILLSDALE, MI 49242-2018
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E SHARP ST, HILLSDALE, MI 49242-2018

Mortgage

Document Number	001904/988
Date	Sep 29, 2025
Book Page	1904/988

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Max Rate	12.3%

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	106 E SHARP ST, HILLSDALE, MI 49242-2018
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01215/0776
Date	Jun 30, 2005
Book Page	1215/0776

Lender

Name	CNB LENDING SERVICES LLC
Address	1 S HOWELL ST, HILLSDALE, MI 49242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2015

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 20, 2026
Property Address	106 E SHARP ST, HILLSDALE, MI 49242-2018
Document Number	0000622549
Book / Page	1919 / 941
Instrument Date	Apr 17, 2026
Instrument	2026.622549
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	PUBLIC SQ TITLE, PUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,858.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000622549,
Date	Apr 20, 2026
Book Page	1919/825
Instrument	2026.622549

Lender

Name	VUE COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Aug 24, 2018
Property Address	106 E SHARP ST, HILLSDALE, MI 49242-2018
Document Number	01700/0425
Book / Page	1700 / 0425
Instrument Date	Aug 23, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TITLE AGENCY OF SOU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 E SHARP ST, 106, HILLSDALE, MI 49242-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 STATE ST, HILLSDALE, MI 49242-1457

Mortgage

Document Number	0001700426
Date	Aug 24, 2018
Instrument	1700/426

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Hillsdale City
Unified School District	Hillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (-18.1%) Homeowner's exemption	$70,400 (-2.49%)	$140,629 (-2.42%) Land $12,362 Building $128,267
2023		$72,200	$144,124 Land $8,535 Building $135,589
2021	$2,950.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLSDALE serves 8,163 people · EPA ID MI0003170
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2022 Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, DMCI Broadband.

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