Oswego County and Oswego City property record for 88 E Cayuga St, Oswego, NY 13126
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,245 sqft · built 1900 |
| Lot Size | 0.079 acres (3,465 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,350,000 (Apr 2022) |
| Tax Bill | $1,798 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.48-04-01 |
| Primary APN | 351200 128.48-04-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,245 sqft Total Area |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 293 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,465 sqft (0.079 acres) |
| Lot Dimensions | 99 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 41 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1933 M |
|---|---|
| Street Address | 88 E CAYUGA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1105 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TN2 |
| Legal Block | 4 |
| Legal Lot Number | 1.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 255 W SENECA ST, 1, OSWEGO, NY 13126-1821 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Apr 1, 2011 · Amount on Record |
| Deed Document Number | 20223595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Apr 11, 2022 |
| Property Address | 88 E CAYUGA ST, OSWEGO, NY 13126-1105 |
| Document Number | 0000003595 |
| Instrument Date | Apr 4, 2022 |
| Instrument | R-2022-003595 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1790 COUNTY ROUTE 1, 1790, OSWEGO, NY 13126-6184 |
| Name | Verified Name |
|---|---|
| Address | 806 COUNTY ROUTE 53, OSWEGO, NY 13126-6487 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003596 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | R-2022-003596 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000003599 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | R-2022-003599 |
| Name | THOMAS KELLS |
|---|---|
| Type | Private Party |
| Address | 1790 COUNTY ROUTE I, OSWEGO, NY 13126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 1, 2032 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,798.00 (-1.1%) | ||
| 2025 | $1,818.00 | $97,000 (+130.95%) Land $14,200 Building $82,800 | $97,000 (+91.69%) Land $14,200 Building $82,800 |
| 2023 | $42,000 Land $7,700 Building $34,300 | $50,602 Land $9,277 Building $41,325 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures