1016 Lord Rd, Commerce, GA 30530 Property Records

Banks County property record for 1016 Lord Rd, Commerce, GA 30530 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,830 sqft Heated Area
Lot Size239,580 sqft (5.5 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2025)
Tax Bill$2,507.00 (2025)

Property Details

APN / Parcel Number

Primary APNB67 045
Alternative APN
  • 11012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,830 sqft Heated Area
1st Floor1,830 sqft 1st Floor
Basement Area1,830 sqft Basement
Unfinished Basement1,830 sqft Unfinished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area239,580 sqft (5.5 acres)
Deck Area120 sqft Deck
PorchOpen Porch
Porch Area132 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number11012
Street Address1016 LORD RD
CityCOMMERCE
StateGA
Zip30530-7718
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionPB 36-236
Legal SubdivisionOLD WAVERLY PLANTATION - 00116
JurisdictionBANKS GA
Minor Civil DivisionSOUTHEAST BANKS
Census Blockgroup1
Census Block1038
Census Tract970400

Owner

Source: Banks County records · APN B67 045

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1016 LORD RD, COMMERCE, GA 30530-7718
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
GEO MORTGAGE SERVICES
Sep 18, 2025Limited Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GEOCORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2025 · Amount on Record
Deed SaleSep 18, 2025 · Amount on Record
Prior SaleMay 21, 2021
Deed Doc Number0000585433
Deed Book / Page585 / 433
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address1016 LORD RD, COMMERCE, GA 30530-7718
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 LORD RD, COMMERCE, GA 30530-7718

Mortgage

Document Number0000000585/0000000453
DateSep 18, 2025
Book Page0000000585/0000000453
Lender
NameGEO MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

September 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionBANKS GA
Recording DateSep 18, 2025
Property Address1016 LORD RD, COMMERCE, GA 30530-7718
Document Number000585/433
Book / Page585 / 433
Instrument DateSep 15, 2025
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4.50
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 LORD RD, COMMERCE, GA 30530-7718
InvestorPossibly a Property Investor

Mortgage

Document Number0000000585/0000000435
DateSep 18, 2025
Book Page0000000585/0000000435
Lender
NameGEOCORP
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,507.00 (-2.94%) Homeowner's exemption$142,203 (+6.82%) Land $27,381 Building $114,822$355,508 (+6.82%) Land $68,452 Building $287,056
2024$2,583.00 (+20.53%) Homeowner's exemption$133,118 (+6.22%) Land $24,892 Building $108,226$332,795 (+6.22%) Land $62,229 Building $270,566
2023$2,143.00 (+302.82%) Homeowner's exemption$125,326 (+394.58%) Land $25,340 Building $99,986$313,315 (+394.58%) Land $63,350 Building $249,965
2022$532.00$25,340 Land $25,340$63,350 Land $63,350

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