9780 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9780 Zig Zag Rd, Montgomery, OH 45242 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,766 sqft · built 2015
Lot Size	0.348 acres (15,202 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2014)
Tax Bill	$14,947 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`603-0008-0040-00`

Property Details

APN / Parcel Number

Primary APN	`603-0008-0040-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,766 sqft Living Area
1st Floor Area	1,764 sqft
2nd Floor Area	1,002 sqft
Basement Area	1,764 sqft
Finished Basement	1,200 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	15,202 sqft (0.348 acres)
Lot Dimensions	179 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9780 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZIG ZAG RD 86 X 179.53 IRR LOT 3 MONTGOMERY HGTSBLK A
Legal Subdivision	MONTGOMERY HEIGHTS
Legal Block	A
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3004
Census Tract	23902

Owner

Source: Hamilton County records · APN 603-0008-0040-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9780 ZIG ZAG RD, MONTGOMERY, OH 45242-7114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 14, 2025	Transfer on Death Deed, Transfer
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2014 · Amount on Record
Deed Sale	Sep 12, 2014 · Amount on Record
Prior Sale	Jan 06, 2011 · Amount on Record
Deed Document Number	14-092297
Deed Book / Page	12703 / 00056
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9780 ZIG ZAG RD, MONTGOMERY, OH 45242-7114
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029320
Date	Mar 08, 2021
Book Page	14369/3752
Instrument	2021-0029320

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 19, 2051

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 14, 2025
Property Address	9780 ZIG ZAG RD, MONTGOMERY, OH 45242-7114
Document Number	0000089244
Book / Page	15543 / 1236
Map Reference	MB 84 PG 10-12
Instrument Date	Nov 07, 2025
Instrument	2025-0089244
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9780 ZIG ZAG RD, MONTGOMERY, OH 45242-7114

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9780 ZIG ZAG RD, MONTGOMERY, OH 45242-7114
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029755
Date	Mar 30, 2020
Book Page	14135/313
Instrument	2020-0029755

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,947.00 (+2.37%)	$292,166 (-) Land $39,032 Building $253,134
2024	$14,601.00 (-0.56%)	$292,166 (-) Land $39,032 Building $253,134
2023	$14,683.00 (-2.42%)	$292,166 (+16.99%) Land $39,032 Building $253,134	$834,760 (+16.99%) Land $111,520 Building $723,240
2022	$15,047.00 Homeowner's exemption	$249,743 Land $33,030 Building $216,713
2020			$713,550 Land $94,370 Building $619,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610239023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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