9795 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9795 Zig Zag Rd, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,095 sqft · built 2002
Lot Size	0.463 acres (20,168 sqft)
Owner	2 Company Names on Record
Last Sale	$1,375,000 (Jul 2023)
Tax Bill	$16,644 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`603-0007-0005-00`

Property Details

APN / Parcel Number

Primary APN	`603-0007-0005-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,295 sqft Living Area
Gross Area	7,230 sqft
1st Floor Area	2,419 sqft
2nd Floor Area	1,676 sqft
Basement Area	2,387 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	20,168 sqft (0.463 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	50 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9795 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ZIG ZAG RD 100 X 200 LOT 6 SWAIM ACRES BLK A
Legal Subdivision	ACRES SWAIM
Legal Block	A
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	23902

Owner

Source: Hamilton County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 10, 2023	Warranty Deed, Transfer
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jan 22, 2003 · Amount on Record
Deed Document Number	202346950
Deed Book / Page	14953 / 730
Prior Transfer Date	Sep 25, 1998
Prior Transfer Doc	0000184790
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 19, 2026
Property Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Document Number	0000067896
Book / Page	15732 / 976
Instrument Date	Aug 13, 2026
Instrument	202667896
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 10, 2023
Property Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Document Number	0000046950
Book / Page	14953 / 730
Map Reference	MB 68 PG 23
Instrument Date	Jun 29, 2023
Instrument	2023-0046950
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056872
Date	Jun 16, 2020
Book Page	14190/2549
Instrument	2020-0056872

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Interest

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065241
Date	Jul 8, 2020
Book Page	14205/1431
Instrument	2020-0065241

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 8, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041557
Date	Apr 2, 2021
Book Page	14388/1309
Instrument	2021-0041557

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9795 ZIG ZAG RD, MONTGOMERY, OH 45242-7113

Mortgage

Document Number	0000076476
Date	Jun 23, 2021
Book Page	14444/2600
Instrument	2021-0076476

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,644.00 (+2.37%)	$325,336 (-) Land $45,728 Building $279,608	$929,530 (-) Land $130,650 Building $798,880
2024	$16,259.00 (-0.56%)	$325,336 (-) Land $45,728 Building $279,608
2023	$16,350.00 (-7.88%)	$325,336 (+10.44%) Land $45,728 Building $279,608	$929,530 (+10.44%) Land $130,650 Building $798,880
2022	$17,748.00 Homeowner's exemption	$294,578 Land $52,360 Building $242,218
2020			$841,650 Land $149,600 Building $692,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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