9790 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9790 Zig Zag Rd, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,214 sqft · built 1959
Lot Size	0.373 acres (16,248 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Mar 2018)
Tax Bill	$9,524 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`603-0008-0039-00`

Property Details

APN / Parcel Number

Primary APN	`603-0008-0039-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,214 sqft Living Area
Gross Area	4,136 sqft
1st Floor Area	2,214 sqft
Basement Area	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	16,248 sqft (0.373 acres)
Lot Dimensions	179 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9790 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	ZIG ZAG RD 95 X 179.53 IRR LOT 2 MONTGOMERY HTGSBLK A
Legal Subdivision	MONTGOMERY HEIGHTS
Legal Block	A
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3004
Census Tract	23902

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9790 ZIG ZAG RD, MONTGOMERY, OH 45242-7114
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Jun 24, 2022	Deed of Trust, Mortgage · ARM GENERAL ELECTRIC CU
Jul 19, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 7, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018 · Amount on Record
Deed Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	201819054
Last Transfer Date	Jul 9, 2021
Transfer Doc	0000087635
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9790 ZIG ZAG RD, MONTGOMERY, OH 45242-7114
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2053 COOPERWOOD LANE, CINCINNATI, OH 45242

Mortgage

Document Number	0000052348
Date	Apr 27, 2021
Book Page	14405/1403
Instrument	2021-0052348

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45233

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9790 ZIG ZAG RD, MONTGOMERY, OH 45242-7114
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062699
Date	Jun 24, 2022
Book Page	14695/1509
Instrument	2022-0062699

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2021
Property Address	9790 ZIG ZAG RD, MONTGOMERY, OH 45242-7114
Document Number	0000087635
Book / Page	14461 / 3242
Map Reference	MB 84 PG 10-12
Instrument Date	Jul 9, 2021
Instrument	2021-0087635
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 42744, BLUE ASH, OH 45242-0744

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Mar 7, 2018
Property Address	9790 ZIG ZAG RD, MONTGOMERY, OH 45242-7114
Document Number	0000019053
Book / Page	013619 / 001496
Instrument Date	Mar 6, 2018
Instrument	19053
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13057 COOPERMEADOW LN MONTGOMERY OH 452426345, MONTGOMERY, OH 45242-6345

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,524.00 (-0.06%)	$181,769 (-) Land $41,104 Building $140,665	$519,340 (-) Land $117,440 Building $401,900
2024	$9,530.00 (+54.66%)	$181,769 (+52.96%) Land $41,104 Building $140,665
2023	$6,162.00 (+17.53%)	$118,832 (+40.64%) Land $41,104 Building $77,728	$519,340 (+115.13%) Land $117,440 Building $401,900
2022	$5,243.00	$84,494 Land $34,776 Building $49,718
2020			$241,410 Land $99,360 Building $142,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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