9737 Zig Zag Rd, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 9737 Zig Zag Rd, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,459 sqft · built 2003
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$1,235,000 (May 2024)
Tax Bill	$14,309 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`603-0007-0007-00`

Property Details

APN / Parcel Number

Primary APN	`603-0007-0007-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,459 sqft Living Area
Gross Area	6,067 sqft
1st Floor Area	2,076 sqft
2nd Floor Area	1,183 sqft
Basement Area	2,060 sqft
Finished Basement	1,200 sqft
Unfinished Basement	860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	126 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9737 ZIG ZAG RD
City	MONTGOMERY
State	OH
Zip	45242-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ZIG ZAG RD 100 X 200 LOT 4 SWAIM ACRES BLK A
Legal Subdivision	ACRES SWAIM
Legal Block	A
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1008
Census Tract	23902

Owner

9737 Zig Zag Rd is owned and occupied by an individual who acquired it in June 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	9737 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 3, 2025	Transfer on Death Deed, Transfer
Oct 1, 2020	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Jun 23, 2014 · Amount on File
Deed Document Number	202435941
Deed Book / Page	15176 / 1918
Last Transfer Date	Jun 18, 2024
Transfer Doc	0000066670
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9737 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035616
Date	Apr 7, 2022
Book Page	14641/1216
Instrument	2022-0035616

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Mar 25, 2037

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9737 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131058
Date	Oct 28, 2021
Book Page	14533/1702
Instrument	2021-0131058

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

June 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 3, 2025
Property Address	9737 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Document Number	0000040864
Book / Page	15429 / 1300
Map Reference	MB 68 PG 23
Instrument Date	May 30, 2025
Instrument	2025-0040864
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9737 ZIG ZAG RD, MONTGOMERY, OH 45242-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9737 ZIG ZAG RD, MONTGOMERY, OH 45242-7113

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9737 ZIG ZAG RD, MONTGOMERY, OH 45242-7113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200101205
Date	Oct 1, 2020
Book Page	14265/1803
Instrument	2020-0101205

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9737 Zig Zag Rd was $14,309, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,309.00 (+2.32%)	$279,532 (+%) Land $45,728 Building $233,804	$798,660 Land $130,650 Building $668,010
2024	$13,985.00 (-0.52%)	$279,530 (-) Land $45,727 Building $233,803
2023	$14,058.00 (-5.33%)	$279,530 (+13.48%) Land $45,727 Building $233,803	$798,660 Land $130,650 Building $668,010
2022	$14,850.00 Homeowner's exemption	$246,316 Land $52,360 Building $193,956
2020			$703,760 Land $149,600 Building $554,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9737 Zig Zag Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9737 Zig Zag Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Zig Zag Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures