St. Louis County property record for 9780 Gerald Dr, Saint Louis, MO 63128
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,869 sqft · built 1992 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $596,000 (May 2016) |
| Tax Bill | $11,141 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29L-64-0480 |
| Primary APN | 29L-64-0480 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,869 sqft Living Area |
| Gross Area | 6,630 sqft |
| 1st Floor Area | 1,882 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 115 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 761 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 122 sqft |
| Deck Area | 315 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9780 GERALD DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63128-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SOUTHWICK PLAT NO 12 LOTS 86 & 87 BDY ADJ LOT 87 |
| Legal Subdivision | SOUTHWICK PLAT NO 12 LOTS 86 & 87 BDY |
| Legal Lot Number | 86,87 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 221337 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9780 GERALD DR, SAINT LOUIS, MO 63128-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 24, 2019 | Deed of Trust, Mortgage · Line of Credit LINDELL BANK & TRUST CO |
| Mar 16, 2020 | Deed of Trust, Mortgage · Line of Credit LINDELL BANK & TRUST CO |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2016 · Amount on Record |
| Deed Sale | May 11, 2016 · Amount on Record |
| Deed Document Number | 2016472 |
| Deed Book / Page | 22010 / 1975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9780 GERALD DR, SAINT LOUIS, MO 63128-1708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0238483931 |
|---|---|
| Date | Dec 24, 2019 |
| Book Page | 23848/3931 |
| Instrument | 2019122400528 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9780 GERALD DR, SAINT LOUIS, MO 63128-1708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | NETCO |
| Name | Verified Name |
|---|
| Document Number | 0239662420 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 23966/2420 |
| Instrument | 2020031600406 |
| Name | LINDELL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9780 GERALD DR, SAINT LOUIS, MO 63128-1708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 9780 GERALD DR, SAINT LOUIS, MO 63128-1708 |
| Document Number | 0243921737 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 24392/1737 |
| Instrument | 2020102300236 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,820 (-) Land $21,200 Building $154,620 | $925,400 (-) Land $111,600 Building $813,800 | |
| 2025 | $11,141.00 (+18.69%) | $175,820 (+21.34%) Land $21,200 Building $154,620 | $925,400 (+21.35%) Land $111,600 Building $813,800 |
| 2024 | $9,387.00 (+0.25%) | ||
| 2023 | $9,364.00 (+8.22%) | $144,900 (+12.41%) Land $19,440 Building $125,460 | $762,600 (+12.41%) Land $102,300 Building $660,300 |
| 2022 | $8,653.00 | $128,900 Land $19,440 Building $109,460 | |
| 2021 | $678,400 Land $102,300 Building $576,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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