St. Louis County property record for 9769 Gerald Dr, Saint Louis, MO 63128
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,940 sqft · built 2003 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $477,500 (Apr 2019) |
| Tax Bill | $7,072 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Dec 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28L-32-0785 |
| Primary APN | 28L-32-0785 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Living Area |
| Gross Area | 3,930 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 46 ft deep x 126 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 100 sqft |
| Balcony Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9769 GERALD DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63128-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SOUTHWICK PLAT 13 LOT 106 |
| Legal Subdivision | SOUTHWICK PLAT 13 |
| Legal Lot Number | 106 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 221337 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Dec 18, 2023 | Beneficiary Deed, Transfer |
| May 8, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Apr 23, 2019 | Quit Claim Deed, Mortgage NEW AMERICAN FNDG |
| Aug 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 16, 2015 | Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Sep 16, 2003 · Amount on Record |
| Deed Document Number | 201970 |
| Deed Book / Page | 23494 / 183 |
| Last Transfer Date | Dec 18, 2023 |
| Transfer Doc | 0000000440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Number | 2023121200157 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023121200157 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 6, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 18, 2023 |
| Property Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Number | 2023121800440 |
| Map Reference | MB 320 PG 30 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023121800440 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0240382053 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 24038/2053 |
| Instrument | 2020050800264 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 9, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 23, 2019 |
| Property Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Number | 0234940183 |
| Book / Page | 023494 / 000183 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 70 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9769 GERALD DR ST LOUIS MO 631281707, ST LOUIS, MO 63128-1707 |
| Document Number | 234940186 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 023494/000186 |
| Instrument | 71 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 17, 2017 |
| Property Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Number | 0226570314 |
| Book / Page | 022657 / 000314 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 165 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9769 GERALD DR ST LOUIS MO 631281707, ST LOUIS, MO 63128-1707 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9769 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Number | 0234020512 |
| Instrument Date | Jun 16, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9769 GERALD DR ST LOUIS MO 631281707, ST LOUIS, MO 63128-1707 |
| Document Number | 0234020512 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 023402/000512 |
| Instrument | 80 |
| Name | WEST CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 14, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,930 (+7.62%) Land $25,290 Building $94,640 | $631,200 (+7.62%) Land $133,100 Building $498,100 | |
| 2025 | $7,072.00 (+3.95%) | $111,440 (+6.23%) Land $25,290 Building $86,150 | $586,500 (+6.23%) Land $133,100 Building $453,400 |
| 2024 | $6,803.00 (+0.25%) | ||
| 2023 | $6,786.00 (+5.68%) | $104,900 (+9.67%) Land $23,180 Building $81,720 | $552,100 (+9.67%) Land $122,000 Building $430,100 |
| 2022 | $6,421.00 | $95,650 Land $23,180 Building $72,470 | |
| 2021 | $503,400 Land $122,000 Building $381,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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