St. Louis County property record for 9796 Gerald Dr, Saint Louis, MO 63128
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 6,498 sqft · built 2001 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Oct 2006) |
| Tax Bill | $13,063 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28L-32-0697 |
| Primary APN | 28L-32-0697 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,498 sqft Living Area |
| Gross Area | 8,510 sqft |
| 1st Floor Area | 1,283 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Family Room | Family Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 2,018 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 1,152 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 32 sqft |
| Deck Area | 208 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9796 GERALD DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63128-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SOUTHWICK PLAT NO 12 5 6 88 LOT 85 |
| Legal Subdivision | SOUTHWICK PLAT NO 12 |
| Legal Lot Number | 85 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 221337 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9796 GERALD DR, SAINT LOUIS, MO 63128-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2020 | Warranty Deed, Transfer · Line of Credit BANK STAR |
| Feb 21, 2020 | Deed of Trust, Mortgage DAS ACQUISITION |
| Jun 12, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANK OF HILLSBORO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2006 · Amount on Record |
| Deed Sale | Oct 31, 2006 · Amount on Record |
| Prior Sale | Jul 20, 2001 · Amount on Record |
| Deed Document Number | 20061127 |
| Deed Book / Page | 17346 / 2487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 7, 2020 |
| Property Address | 9796 GERALD DR, SAINT LOUIS, MO 63128-1708 |
| Document Number | 0243641800 |
| Book / Page | 024364 / 001800 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 217 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9796 GERALD DR ST LOUIS MO 631281708, ST LOUIS, MO 63128-1708 |
| Document Number | 243641803 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 024364/001803 |
| Instrument | 218 |
| Name | BANK STAR |
|---|---|
| Type | Bank |
| Address | PACIFIC, MO 63069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9796 GERALD DR, SAINT LOUIS, MO 63128-1708 |
| Document Number | 0239383177 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5027 THEISS RD ST LOUIS MO 631281811, ST LOUIS, MO 63128-1811 |
| Document Number | 0239383177 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 023938/003177 |
| Instrument | 614 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 12, 2018 |
| Property Address | 9796 GERALD DR, SAINT LOUIS, MO 63128-1708 |
| Document Number | 0230650105 |
| Book / Page | 023065 / 000105 |
| Instrument Date | May 16, 2018 |
| Instrument | 41 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 6, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5027 THEISS RD ST LOUIS MO 631281811, ST LOUIS, MO 63128-1811 |
| Document Number | 230650105 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 023065/000105 |
| Instrument | 41 |
| Name | BANK OF HILLSBORO |
|---|---|
| Type | Bank |
| Address | 10625 BUSINESS 21, HILLSBORO, MO 63050-5918 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 11, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,230 (-) Land $22,880 Building $183,350 | $1,085,400 (-) Land $120,400 Building $965,000 | |
| 2025 | $13,063.00 (+69.23%) | $206,230 (+85.54%) Land $22,880 Building $183,350 | $1,085,400 (+85.54%) Land $120,400 Building $965,000 |
| 2024 | $7,719.00 (+7.37%) | ||
| 2023 | $7,189.00 (+9.66%) | $111,150 (+13.81%) Land $20,980 Building $90,170 | $585,000 (+13.81%) Land $110,400 Building $474,600 |
| 2022 | $6,556.00 | $97,660 Land $20,980 Building $76,680 | |
| 2021 | $514,000 Land $110,400 Building $403,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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