St. Louis County property record for 9761 Gerald Dr, Saint Louis, MO 63128
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,666 sqft · built 1998 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jan 2023) |
| Tax Bill | $7,375 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28L-32-0796 |
| Primary APN | 28L-32-0796 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,666 sqft Living Area |
| Gross Area | 4,076 sqft |
| 1st Floor Area | 2,666 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 173 ft deep x 91 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 1,410 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 196 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9761 GERALD DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63128-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SOUTHWICK PLAT 13 LOT 105 |
| Legal Subdivision | SOUTHWICK PLAT 13 |
| Legal Lot Number | 105 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 221337 |
9761 Gerald Dr is owned and occupied by two individuals who bought it in January 2023.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9761 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 12, 2022 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on File |
| Deed Sale | Jan 5, 2023 · Amount on File |
| Prior Sale | Aug 12, 2022 · Amount on File |
| Deed Document Number | 202315357 |
| Prior Transfer Date | Aug 11, 2022 |
| Prior Transfer Doc | 0000000471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9761 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9761 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Number | 2026012700389 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026012700389 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 7, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 5, 2023 |
| Property Address | 9761 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Number | 2023010500357 |
| Map Reference | MB 320 PG 30 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 2023010500357 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9761 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Number | 2023010500358 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 2023010500358 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 12, 2022 |
| Property Address | 9761 GERALD DR, SAINT LOUIS, MO 63128-1707 |
| Document Number | 2022081200471 |
| Map Reference | MB 320 PG 30 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022081200471 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|---|
| Address | 3306 CORDES DR, 3306, SAINT LOUIS, MO 63125-4430 |
| Name | Verified Name |
|---|---|
| Address | 2450 VIA MIRALESTA DR, SAINT LOUIS, MO 63125-3414 |
The 2025 property tax bill for 9761 Gerald Dr was $7,375, up 10.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,240 (-) Land $24,260 Building $91,980 | $611,800 (-) Land $127,700 Building $484,100 | |
| 2025 | $7,375.00 (+10.07%) | $116,240 Land $24,260 Building $91,980 | $611,800 Land $127,700 Building $484,100 |
| 2024 | $6,700.00 (+0.25%) | ||
| 2023 | $6,683.00 (+9.65%) | $103,300 (+13.77%) Land $22,230 Building $81,070 | $543,700 Land $117,000 Building $426,700 |
| 2022 | $6,095.00 | $90,800 Land $22,230 Building $68,570 | |
| 2021 | $477,900 Land $117,000 Building $360,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9761 Gerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9761 Gerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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