977 Pearleaf Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 977 Pearleaf Ct, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,342 sqft · built 2004
Lot Size	6.92 acres (301,863 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,500 (Apr 2017)
Tax Bill	$6,576 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-771-02-10`

Property Details

APN / Parcel Number

Primary APN	`222-771-02-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,342 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	301,863 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	977 PEARLEAF CT
City	SAN MARCOS
State	CA
Zip	92078-5300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 3 US 100PER DOC03-1288358&UND INT IN TR 014572
Legal Subdivision	SAN MARCOS #433
Legal Tract	014572
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20310

Owner

Source: San Diego County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	977 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 17, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Prior Sale	Aug 19, 2014 · Amount on Record
Deed Document Number	2017169779
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	977 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 PEARLEAF CT, SAN MARCOS, CA 92078-5300

Mortgage

Document Number	0000062560
Date	Mar 10, 2023
Instrument	2023-0062560

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2017
Property Address	977 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000169779
Map Reference	MAP14572
Instrument Date	Mar 24, 2017
Instrument	2017-0169779
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TIBOR TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	99-856 HALAWA DR, AIEA, HI 96701-3144

Mortgage

Document Number	0000169780
Date	Apr 17, 2017
Instrument	2017-0169780

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,270 (+2%) Land $313,738 Building $206,532
2025	$6,576.00 (+7.35%) Homeowner's exemption	$510,070 (+4.04%) Land $307,587 Building $202,483
2023	$6,126.00 (+0.49%)	$490,265 Land $295,644 Building $194,621
2022	$6,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Nearby Properties on Pearleaf Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures