981 Pearleaf Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 981 Pearleaf Ct, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,554 sqft · built 2004
Lot Size	6.92 acres (301,863 sqft)
Owner	2 Trust Names on File
Last Sale	$527,000 (Dec 2018)
Tax Bill	$7,465 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`222-771-02-15`

Property Details

APN / Parcel Number

Primary APN	`222-771-02-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,554 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	301,863 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	981 PEARLEAF CT
City	SAN MARCOS
State	CA
Zip	92078-5300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 3 US 105PER DOC03-1288358&UND INT IN TR 014572
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014572
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20310

Owner

981 Pearleaf Ct, a condominium, is held in a trust since October 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	981 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Intrafamily Transfer, Transfer
Oct 25, 2021	Intrafamily Transfer, Transfer
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NATIONS HM FIN
Dec 28, 2018	Grant Deed, Transfer · Conventional with PMI FIRST NATIONS HM FIN
Aug 7, 2018	Trustee's Deed, Foreclosure OTHER
Jan 2, 2018	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Prior Sale	Aug 7, 2018 · Amount on File
Deed Document Number	2018532107
Last Transfer Date	Oct 8, 2021
Transfer Doc	0000741319
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2025
Property Address	981 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000358562
Map Reference	MAP 14572
Instrument Date	Dec 17, 2025
Instrument	2025-0358562
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	981 PEARLEAF CT, SAN MARCOS, CA 92078-5300

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2021
Property Address	981 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000741319
Map Reference	MAP 14573
Instrument Date	Oct 8, 2021
Instrument	2021-0741319
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	981 PEARLEAF CT, SAN MARCOS, CA 92078-5300

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	981 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000269265
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 PEARLEAF CT SAN MARCOS CA 920785300, SAN MARCOS, CA 92078-5300

Mortgage

Document Number	0000269265
Date	May 28, 2020
Instrument	269265

Lender

Name	FIRST NATIONS HM FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2018
Property Address	981 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000532107
Instrument Date	Dec 11, 2018
Instrument	532107
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 PEARLEAF CT SAN MARCOS CA 92078, SAN MARCOS, CA 92078

Mortgage

Document Number	532108
Date	Dec 28, 2018
Instrument	532108

Lender

Name	FIRST NATIONS HM FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2048

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2018
Property Address	981 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000323742
Instrument Date	Jul 20, 2018
Instrument	323742
Transaction Type	Foreclosure
Record Updated	Aug 14, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$512.93
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1155 CAMINO DEL MAR #178 DEL MAR CA 920142605, 178, DEL MAR, CA 92014-2605

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2018
Property Address	981 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000001367
Instrument Date	May 25, 2017
Instrument	1367
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 PEARLEAF CT SAN MARCOS CA 920785300, SAN MARCOS, CA 92078-5300

Tax Assessment & Valuation

The 2025 property tax bill for 981 Pearleaf Ct was $7,465.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$599,630 (+2%) Land $385,616 Building $214,014
2025	$7,465.00 Homeowner's exemption	$587,873 Land $378,055 Building $209,818
2023	$6,952.00 (+1.73%) Homeowner's exemption	$565,047 Land $363,376 Building $201,671
2022	$6,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 981 Pearleaf Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Pearleaf Ct is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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