977 Copperstone Ln, Fort Mill, SC 29708 Property Records

York County property record for 977 Copperstone Ln, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,091 sqft · built 2006
Lot Size	0.024 acres (1,045 sqft)
Owner	Individual Name on File
Last Sale	$100,300 (May 2012)
Tax Bill	$605 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`650-05-01-183`

Property Details

APN / Parcel Number

Primary APN	`650-05-01-183`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,091 sqft Living Area
Gross Area	1,238 sqft
1st Floor Area	560 sqft
2nd Floor Area	531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	1,045 sqft (0.024 acres)
Porch	Slab
Porch Area	15 sqft
Patio Area	100 sqft

Location & Zoning

Street Address	977 COPPERSTONE LN
City	FORT MILL
State	SC
Zip	29708-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	LT# 215 MP 22 FIELDSTONE AT WATERSTONE
Legal Subdivision	WATERSTONE
Legal Lot Number	215
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	1
Census Block	1000
Census Tract	61011

Owner

977 Copperstone Ln is owned and occupied by an individual who bought it in May 2012.

Source: York County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	977 COPPERSTONE LN, FORT MILL, SC 29708-6413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Aug 1, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 3, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2012 · Amount on File
Deed Sale	May 17, 2012 · Amount on File
Prior Sale	Nov 5, 2009 · Amount on File
Deed Document Number	2012171535
Deed Book / Page	12623 / 108
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Aug 27, 2026
Property Address	977 COPPERSTONE LN, FORT MILL, SC 29708-6413
Document Number	0000030983
Book / Page	22784 / 116
Instrument Date	Aug 15, 2026
Instrument	202630983
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 COPPERSTONE LN, FORT MILL, SC 29708-6413

Mortgage

Document Number	0000030983,
Date	Aug 27, 2026
Book Page	22784/116
Instrument	202630983

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	977 COPPERSTONE LN, FORT MILL, SC 29708-6413
Document Number	1770200346
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 COPPERSTONE LN FORT MILL SC 297086413, FORT MILL, SC 29708-6413

Mortgage

Document Number	1770200346
Date	Aug 8, 2019
Book Page	017702/000346
Instrument	32760

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	977 COPPERSTONE LN, FORT MILL, SC 29708-6413
Document Number	1712300470
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 COPPERSTONE LN FORT MILL SC 297086413, FORT MILL, SC 29708-6413

Mortgage

Document Number	1712300470
Date	Aug 9, 2018
Book Page	017123/000470
Instrument	34035

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 977 Copperstone Ln was $605.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$605.00	$5,449 Land $1,459 Building $3,990	$224,100 Land $60,000 Building $164,100
2023	$810.00	$4,738 Land $908 Building $3,830	$156,558 Land $30,000 Building $126,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 977 Copperstone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Copperstone Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Verizon.

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