971 Copperstone Ln, Fort Mill, SC 29708 Property Records

York County property record for 971 Copperstone Ln, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,025 sqft · built 2006
Lot Size	0.024 acres (1,045 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2021)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`650-05-01-180`

Property Details

APN / Parcel Number

Primary APN	`650-05-01-180`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,025 sqft Living Area
Gross Area	1,172 sqft
1st Floor Area	512 sqft
2nd Floor Area	513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	1,045 sqft (0.024 acres)
Porch	Porch
Porch Area	15 sqft
Patio Area	100 sqft

Location & Zoning

Street Address	971 COPPERSTONE LN
City	FORT MILL
State	SC
Zip	29708-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	LT# 212 MP 22 FIELDSTONE AT WATERSTONE
Legal Subdivision	WATERSTONE
Legal Lot Number	212
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	1
Census Block	1000
Census Tract	61011

Owner

971 Copperstone Ln is owned and occupied by an individual who bought it in July 2021.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	971 COPPERSTONE LN, FORT MILL, SC 29708-6413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Jul 12, 2021	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG
Aug 7, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Aug 7, 2017 · Amount on File
Deed Document Number	202139782
Deed Book / Page	19423 / 120
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	971 COPPERSTONE LN, FORT MILL, SC 29708-6413
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2178700175
Date	Mar 10, 2025
Book Page	21787/175
Instrument	2025007156

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2050

Interest

Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 12, 2021
Property Address	971 COPPERSTONE LN, FORT MILL, SC 29708-6413
Document Number	1942300120
Book / Page	19423 / 120
Map Reference	MB D-95 PG 7
Instrument Date	Jul 9, 2021
Instrument	2021039782
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 COPPERSTONE LN, FORT MILL, SC 29708-6413

Mortgage

Document Number	2021039783
Date	Jul 12, 2021
Instrument	2021039783

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	971 COPPERSTONE LN, FORT MILL, SC 29708-6413
Document Number	1811400001
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 COPPERSTONE LN FORT MILL SC 297086413, FORT MILL, SC 29708-6413

Mortgage

Document Number	1811400001
Date	Mar 4, 2020
Book Page	018114/000001
Instrument	9374

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2035

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Aug 7, 2017
Property Address	971 COPPERSTONE LN, FORT MILL, SC 29708-6413
Document Number	1652200109
Book / Page	16522 / 109
Map Reference	MB D-95 PG 7
Instrument Date	Aug 7, 2017
Instrument	201700032454
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 COPPERSTONE LN, FORT MILL, SC 29708-6413

Mortgage

Document Number	201700032455
Date	Aug 7, 2017
Instrument	201700032455

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 971 Copperstone Ln was $1,487.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00	$8,473 Land $2,313 Building $6,160	$219,800 Land $60,000 Building $159,800
2023	$1,260.00	$7,367 Land $1,200 Building $6,167	$184,179 Land $30,000 Building $154,179

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 971 Copperstone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Copperstone Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Verizon.

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