York County property record for 982 Copperstone Ln, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,025 sqft · built 2006 |
| Lot Size | 0.024 acres (1,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jan 2023) |
| Tax Bill | $1,624 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 650-05-01-186 |
| Primary APN | 650-05-01-186 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,025 sqft Living Area |
| Gross Area | 1,172 sqft |
| 1st Floor Area | 512 sqft |
| 2nd Floor Area | 513 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,045 sqft (0.024 acres) |
| Porch | Porch |
| Porch Area | 15 sqft |
| Patio Area | 132 sqft |
| Street Address | 982 COPPERSTONE LN |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-6413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDI |
| Legal Description | LT# 152 MAP 23 FIELDSTONE AT WATERSTONE |
| Legal Subdivision | WATERSTONE |
| Legal Lot Number | 152 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 61011 |
982 Copperstone Ln is owned and occupied by an individual who bought it in January 2023.
Source: York County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 982 COPPERSTONE LN, FORT MILL, SC 29708-6413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Jul 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on File |
| Deed Sale | Jan 27, 2023 · Amount on File |
| Prior Sale | Jul 6, 2020 · Amount on File |
| Deed Document Number | 20232457 |
| Deed Book / Page | 20596 / 439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 27, 2023 |
| Property Address | 982 COPPERSTONE LN, FORT MILL, SC 29708-6413 |
| Document Number | 2059600439 |
| Book / Page | 20596 / 439 |
| Map Reference | MB D131 PG 6 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023002457 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 982 COPPERSTONE LN, FORT MILL, SC 29708-6413 |
| Name | Verified Name |
|---|---|
| Address | 982 COPPERSTONE LN, FORT MILL, SC 29708-6413 |
| Document Number | 2023002458 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2023002458 |
| Name | T2 FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jul 6, 2020 |
| Property Address | 982 COPPERSTONE LN, FORT MILL, SC 29708-6413 |
| Document Number | 1839700064 |
| Book / Page | 18397 / 64 |
| Map Reference | MB D-131 PG 6 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 2020029560 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 2020029561 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 2020029561 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
The 2025 property tax bill for 982 Copperstone Ln was $1,624.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,624.00 | $9,252 Land $2,400 Building $6,852 | $231,300 Land $60,000 Building $171,300 |
| 2023 | $1,089.00 | $6,366 Land $1,200 Building $5,166 | $159,156 Land $30,000 Building $129,156 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 982 Copperstone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 982 Copperstone Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 8,000 / 8,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Spectrum, Verizon.
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