978 Copperstone Ln, Fort Mill, SC 29708 Property Records

York County property record for 978 Copperstone Ln, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,385 sqft · built 2006
Lot Size	0.031 acres (1,365 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2019)
Tax Bill	$1,440 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`650-05-01-188`

Property Details

APN / Parcel Number

Primary APN	`650-05-01-188`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,385 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	729 sqft
2nd Floor Area	656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	1,365 sqft (0.031 acres)
Porch	Slab
Porch Area	27 sqft
Patio Area	100 sqft

Location & Zoning

Street Address	978 COPPERSTONE LN
City	FORT MILL
State	SC
Zip	29708-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	LT# 154 MAP 23 FIELDSTONE AT WATERSTONE
Legal Subdivision	WATERSTONE
Legal Lot Number	154
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	1
Census Block	1000
Census Tract	61011

Owner

978 Copperstone Ln is owned and occupied by an individual who bought it in June 2019.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	978 COPPERSTONE LN, FORT MILL, SC 29708-6413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 6, 2019	Warranty Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2019 · Amount on File
Deed Sale	Jun 6, 2019 · Amount on File
Prior Sale	Oct 29, 2012 · Amount on File
Deed Document Number	201922250
Deed Book / Page	17583 / 301
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	978 COPPERSTONE LN, FORT MILL, SC 29708-6413
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 COPPERSTONE LN, FORT MILL, SC 29708-6413

Mortgage

Document Number	2186100247
Date	Apr 21, 2025
Book Page	21861/247
Instrument	2025012333

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	978 COPPERSTONE LN, FORT MILL, SC 29708-6413
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1979600472
Date	Nov 29, 2021
Book Page	19796/472
Instrument	2021067664

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jun 6, 2019
Property Address	978 COPPERSTONE LN, FORT MILL, SC 29708-6413
Document Number	1758300301
Book / Page	17583 / 301
Map Reference	MB D131 PG 6
Instrument Date	Jun 1, 2019
Instrument	2019022250
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 COPPERSTONE LN, FORT MILL, SC 29708-6413

Mortgage

Document Number	2019022251
Date	Jun 6, 2019
Instrument	2019022251

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 978 Copperstone Ln was $1,440.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,440.00	$8,205 Land $1,931 Building $6,274	$255,000 Land $60,000 Building $195,000
2023	$1,220.00	$7,135 Land $1,200 Building $5,935	$178,364 Land $30,000 Building $148,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 978 Copperstone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 Copperstone Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Verizon.

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