977 Colonial Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 977 Colonial Dr, Mount Pleasant, SC 29464

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 1977
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$952,000 (Sep 2025)
Tax Bill$2,052 (2025)
Deeds & MortgagesApr 2021 Mortgage
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN562-01-00-032

Property Details

APN / Parcel Number

Primary APN562-01-00-032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,976 sqft Living Area
1st Floor Area1,736 sqft
Upper Floors Area240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions190 ft deep x 80 ft wide
Garage TypeAttached
Garage Area423 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area148 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address977 COLONIAL DR
CityMOUNT PLEASANT
StateSC
Zip29464-9547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -SNEE FARM DESCRIPTION -LT 30 BLK L
Legal SubdivisionSNEE FARM
Legal BlockL
Legal Lot Number30
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2004
Census Tract4612

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address977 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
Sep 5, 2025Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2025 · Amount on Record
Deed SaleSep 5, 2025 · Amount on Record
Prior SaleApr 26, 2016 · Amount on Record
Deed Book / Page1335 / 704
Prior Transfer DateMay 4, 2010
Prior Transfer Doc0122/0247
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address977 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009820849
DateApr 20, 2021
Book Page982/849
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateSep 5, 2025
Property Address977 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number0013350704
Book / Page1335 / 704
Map ReferenceMB AE PG 128
Instrument DateSep 2, 2025
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyWEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,475.20
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address977 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number0001335705
DateSep 5, 2025
Instrument1335/705
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,052.00 (+12.01%)$516,235 (+2,774.36%) Land $126,500 Building $389,735$790,300 (+76.05%) Land $202,400 Building $587,900
2024$1,832.00 (+9.31%)$17,960 (-)
2022$1,676.00$17,960$448,900 (-) Land $110,000 Building $338,900
2020$448,900 Land $110,000 Building $338,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies75 units insured
incl. 8 condo units
Nearby Flood Claims39 (1979–2019)
Claims Outside the SFHA14 of 39
Most Recent ClaimAug 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: WOW Internet, Cable & Phone.

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