989 Colonial Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 989 Colonial Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,066 sqft · built 1977
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$568,150 (Sep 2021)
Tax Bill	$2,535 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`562-01-00-036`

Property Details

APN / Parcel Number

Primary APN	`562-01-00-036`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,066 sqft Living Area
1st Floor Area	978 sqft
Upper Floors Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	295 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	989 COLONIAL DR
City	MOUNT PLEASANT
State	SC
Zip	29464-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SNEE FARM DESCRIPTION -LT 26 BLK L
Legal Subdivision	SNEE FARM
Legal Block	L
Legal Lot Number	26
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4612

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	989 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 21, 2021	Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Aug 14, 2006 · Amount on Record
Deed Book / Page	1034 / 968
Prior Transfer Date	Oct 26, 2012
Prior Transfer Doc	02900370
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	989 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011900429
Date	Jul 11, 2023
Book Page	1190/429

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 21, 2021
Property Address	989 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0010340968
Book / Page	1034 / 968
Map Reference	MB AE PG 128
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	989 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	0001034969
Date	Sep 21, 2021
Instrument	1034/969

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,535.00 (+12.37%)	$653,200 (+2,775%) Land $146,000 Building $507,200	$716,100 (+26.07%) Land $208,900 Building $507,200
2024	$2,256.00 (+8.57%)	$22,720 (-)
2022	$2,078.00	$22,720	$568,000 (-) Land $110,000 Building $458,000
2020			$568,000 Land $110,000 Building $458,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 units insured incl. 8 condo units
Nearby Flood Claims	39 (1979–2019)
Claims Outside the SFHA	14 of 39
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Colonial Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures