975 Colonial Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 975 Colonial Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,785 sqft · built 1976
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2018)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`562-01-00-031`

Property Details

APN / Parcel Number

Primary APN	`562-01-00-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	848 sqft
Upper Floors Area	937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	157 ft deep x 92 ft wide
Porch	Slab
Porch Area	296 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	975 COLONIAL DR
City	MOUNT PLEASANT
State	SC
Zip	29464-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SNEE FARM DESCRIPTION -LT 31 BLK L
Legal Subdivision	SNEE FARM
Legal Block	L
Legal Lot Number	31
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4612

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	975 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Oct 5, 2018	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 18, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Deed Book / Page	751 / 757
Prior Transfer Date	Jan 5, 2005
Prior Transfer Doc	F5220833
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	975 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0888/0367
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	975 COLONIAL DR MOUNT PLEASANT SC 294649547, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	0888/0367
Date	Jun 9, 2020
Book Page	000888/000367

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 5, 2018
Property Address	975 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0751/0757
Book / Page	000751 / 000757
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 COLONIAL DR MOUNT PLEASANT SC 294649547, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	751/0759
Date	Oct 5, 2018
Book Page	000751/000759

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	975 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0677/0352
Book / Page	000677 / 000352
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 COLONIAL DR MOUNT PLEASANT SC 294649547, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	0677/0352
Date	Nov 3, 2017
Book Page	000677/000352

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	975 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0612/0765
Book / Page	000612 / 000765
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 COLONIAL DR MOUNT PLEASANT SC 294649547, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	0612/0765
Date	Jan 26, 2017
Book Page	000612/000765

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,712.00 (+11.75%)	$419,750 (+2,775%) Land $115,000 Building $304,750	$530,000 (+45.21%) Land $160,000 Building $370,000
2024	$1,532.00 (+9.98%)	$14,600 (-)
2022	$1,393.00	$14,600	$365,000 (-) Land $100,000 Building $265,000
2020			$365,000 Land $100,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 units insured incl. 8 condo units
Nearby Flood Claims	39 (1979–2019)
Claims Outside the SFHA	14 of 39
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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