985 Colonial Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 985 Colonial Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,160 sqft · built 1976
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Nov 2018)
Tax Bill	$2,969 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`562-01-00-035`

Property Details

APN / Parcel Number

Primary APN	`562-01-00-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,776 sqft
Upper Floors Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Slab
Porch Area	280 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	985 COLONIAL DR
City	MOUNT PLEASANT
State	SC
Zip	29464-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SNEE FARM DESCRIPTION -LT 27 BLK L
Legal Subdivision	SNEE FARM
Legal Block	L
Legal Lot Number	27
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4612

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK MTG
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit BENCHMARK MTG
Nov 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOBLOLLY PROPERTIES LLC
Nov 5, 2018	Grant Deed, Transfer · Conventional Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Aug 5, 2013 · Amount on Record
Deed Book / Page	758 / 226
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	985 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09610137
Date	Feb 17, 2021
Book Page	961/137

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	985 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0856/0309
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 COLONIAL DR MOUNT PLEASANT SC 294649547, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	0856/0309
Date	Jan 29, 2020
Book Page	000856/000309

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 28, 2045

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	985 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0810/0358
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	985 COLONIAL DR MOUNT PLEASANT SC 294649547, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	0810/0358
Date	Jul 23, 2019
Book Page	000810/000358

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2034

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	985 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0810/0357
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	985 COLONIAL DR MOUNT PLEASANT SC 294649547, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	0810/0357
Date	Jul 23, 2019
Book Page	000810/000357

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	985 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0758/0238
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0758/0238
Date	Nov 5, 2018
Book Page	000758/000238

Lender

Name	LOBLOLLY PROPERTIES LLC
Address	311 EDGEWATER DR, ANDERSON, SC 29626-5105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 4, 2023

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 5, 2018
Property Address	985 COLONIAL DR, MOUNT PLEASANT, SC 29464-9547
Document Number	0758/0226
Book / Page	000758 / 000226
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	985 COLONIAL DR MOUNT PLEASANT SC 294649547, MOUNT PLEASANT, SC 29464-9547

Mortgage

Document Number	758/0229
Date	Nov 5, 2018
Book Page	000758/000229

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,969.00 (+12.55%)	$776,250 (+2,775%) Land $115,000 Building $661,250	$1,022,300 (+56.08%) Land $208,900 Building $813,400
2024	$2,638.00 (+11.21%)	$27,000 (+3.05%)
2022	$2,372.00	$26,200	$655,000 (-2.96%) Land $100,000 Building $555,000
2020			$675,000 Land $100,000 Building $575,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 units insured incl. 8 condo units
Nearby Flood Claims	39 (1979–2019)
Claims Outside the SFHA	14 of 39
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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