976 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 976 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,446 sqft · built 1913
Lot Size	0.069 acres (2,988 sqft)
Owner	Individual Name on File
Tax Bill	$4,692 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-21-0019`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-21-0019`
Alternative APNs	`8519325` `578253`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area
1st Floor Area	774 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1951
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	2,988 sqft (0.069 acres)
Lot Dimensions	83 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	578253
Street Address	976 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAND ADDITION TO,SAINT PAUL SUBJ TO COMO AVE THE N 83 FT OF LOT 16 BLK 1
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	STRAND ADDITION TO,SAINT PAUL
Legal Block	1
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	30300

Owner

Source: Ramsey County assessment roll, APN 26-29-23-21-0019, as of August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	976 COMO AVE, SAINT PAUL, MN 55103-1019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 17, 2025
Transfer Doc	0005072409
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	976 COMO AVE, SAINT PAUL, MN 55103-1019
Transaction Type	Mortgage
Record Updated	Mar 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04866934
Date	Feb 26, 2021
Instrument	A04866934

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2041

Tax Assessment & Valuation

Source: Ramsey County assessment roll as of August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,700 (+1.11%) Land $66,000 Building $235,700	$301,700 (+1.11%) Land $66,000 Building $235,700
2025	$4,692.00 (+12.03%)	$298,400 (+8.94%) Land $66,000 Building $232,400	$298,400 (+8.94%) Land $66,000 Building $232,400
2023	$4,188.00 Homeowner's exemption	$273,900 Land $66,000 Building $207,900	$273,900 Land $66,000 Building $207,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 627 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: LTD Broadband.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1620026, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Paul Regional Water Services serves 392,529 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.