972 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 972 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,762 sqft · built 1912
Lot Size	0.071 acres (3,071 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jul 2026)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-21-0018`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-21-0018`
Alternative APNs	`8261239` `296744`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1950
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	3,071 sqft (0.071 acres)
Lot Dimensions	83 ft deep x 37 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	296744
Street Address	972 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAND ADDITION TO,SAINT PAUL SUBJ TO COMO AVE THE N 83 FT OF LOT 15 BLK 1
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	STRAND ADDITION TO,SAINT PAUL
Legal Block	1
Legal Lot Number	15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	30300

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	972 COMO AVE, SAINT PAUL, MN 55103-1019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer NORTH TITLE, GREAT NORTH TITLE
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Deed Document Number	20265111964
Prior Transfer Date	Jun 30, 2026
Prior Transfer Doc	0005111964
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 2, 2026
Property Address	972 COMO AVE, SAINT PAUL, MN 55103-1019
Document Number	0005111964
Instrument Date	Jun 30, 2026
Instrument	20265111964
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NORTH TITLE, GREAT NORTH TITLE

Transaction

Amount	Amount Recorded
Tax	$106,110.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 COMO AVE, SAINT PAUL, MN 55103-1019

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	972 COMO AVE, SAINT PAUL, MN 55103-1019
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05094979
Date	Feb 2, 2026
Instrument	A05094979

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	972 COMO AVE, SAINT PAUL, MN 55103-1019
Document Number	0004716846
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	972 COMO AVE ST PAUL MN 551031019, ST PAUL, MN 55103-1019

Mortgage

Document Number	0004716846
Date	Jul 9, 2018
Instrument	4716846

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 8, 2023

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,400 (+0.47%) Land $66,000 Building $211,400	$277,400 (+0.47%) Land $66,000 Building $211,400
2025	$4,172.00 (+17.72%) Homeowner's exemption	$276,100 (+7.64%) Land $66,000 Building $210,100	$276,100 (+7.64%) Land $66,000 Building $210,100
2023	$3,544.00 Homeowner's exemption	$256,500 Land $66,000 Building $190,500	$256,500 Land $66,000 Building $190,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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