992 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 992 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,294 sqft · built 1960
Lot Size	0.103 acres (4,530 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Nov 2015)
Tax Bill	$5,192 (2023)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-22-0161`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-22-0161`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	154 sqft
Finished Basement	154 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	4,530 sqft (0.103 acres)
Lot Dimensions	103 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	992 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	WARRENDALE SUBJ TO ESMTS VAC PART OF ALLEY ADJ AND NELY TRIANGULAR ...TS DOC 427379 OF LOT 3 BLK 6
Legal Range	23
Legal Township	29
Legal Section	26
Legal Quarter	2
Quarter-Quarter Section	2
Legal Subdivision	WARRENDALE
Legal Block	6
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	30300

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	986 COMO AVE, SAINT PAUL, MN 55103-1020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit HIGHLAND BANK
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit HIGHLAND BANK
Nov 17, 2022	Intrafamily Transfer, Transfer
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2015 · Amount on Record
Deed Sale	Nov 16, 2015 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	0004583496
Last Transfer Date	Nov 17, 2022
Transfer Doc	0A04971525
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	992 COMO AVE, SAINT PAUL, MN 55103-1020
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05006808
Date	Nov 1, 2023
Instrument	A05006808

Lender

Name	HIGHLAND BANK
Type	Bank
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Oct 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	992 COMO AVE, SAINT PAUL, MN 55103-1020
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02763777
Date	Oct 31, 2023
Instrument	T02763777

Lender

Name	HIGHLAND BANK
Type	Bank
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Nov 17, 2022
Property Address	992 COMO AVE, SAINT PAUL, MN 55103-1020
Document Number	0A04971525
Instrument Date	Nov 16, 2022
Instrument	A04971525
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	986 COMO AVE, SAINT PAUL, MN 55103-1020

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	992 COMO AVE, SAINT PAUL, MN 55103-1020
Document Number	0004828771
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	992 COMO AVE ST PAUL MN 551031020, ST PAUL, MN 55103-1020

Mortgage

Document Number	0004828771
Date	Aug 24, 2020
Instrument	4828771

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,192.00 Homeowner's exemption	$314,900 Land $60,000 Building $254,900	$314,900 Land $60,000 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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