962 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 962 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,413 sqft · built 1913
Lot Size	0.102 acres (4,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Sep 2003)
Tax Bill	$6,452 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-21-0016`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-21-0016`
Alternative APNs	`8298118` `136958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
1st Floor Area	676 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,440 sqft (0.102 acres)
Lot Dimensions	120 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	136958
Street Address	962 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAND ADDITION TO,SAINT PAUL EX AVE LOT 12 BLK 1
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	STRAND ADDITION TO,SAINT PAUL
Legal Block	1
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3008
Census Tract	30300

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	962 COMO AVE, SAINT PAUL, MN 55103-1019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit NOVATION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2003 · Amount on Record
Deed Sale	Sep 3, 2003 · Amount on Record
Prior Sale	Jan 26, 2001 · Amount on Record
Deed Document Number	2003315342
Last Transfer Date	Oct 5, 2016
Transfer Doc	0004631011
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	962 COMO AVE, SAINT PAUL, MN 55103-1019
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 COMO AVE, SAINT PAUL, MN 55103-1019

Mortgage

Document Number	0A05021131
Date	Apr 3, 2024
Instrument	A05021131

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2034

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	962 COMO AVE, SAINT PAUL, MN 55103-1019
Document Number	0004766654
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	962 COMO AVE ST PAUL MN 551031019, ST PAUL, MN 55103-1019

Mortgage

Document Number	0004766654
Date	Aug 1, 2019
Instrument	4766654

Lender

Name	NOVATION CU
Type	Credit Union
Address	OAKDALE, MN 55128

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Jul 31, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,600 (+14.78%) Land $66,000 Building $369,600	$435,600 (+14.78%) Land $66,000 Building $369,600
2025	$6,452.00 (+11.28%)
2023	$5,798.00 Homeowner's exemption	$379,500 Land $66,000 Building $313,500	$379,500 Land $66,000 Building $313,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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