Indian River County property record for 976 Beachcomber Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,400 sqft · built 1965 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Oct 2017) |
| Tax Bill | $9,617 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-18-00004-0000-00008.0 |
| Primary APN | 32-40-18-00004-0000-00008.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 870 sqft |
| 2nd Floor Area | 1,200 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete Tile |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 116 ft deep x 95 ft wide |
| Garage Area | 594 sqft |
| Driveway | Driveway |
| Driveway Area | 2,410 sqft |
| Pool Area | 285 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Deck Area | 126 sqft |
| Patio Area | 1,656 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 55373 |
|---|---|
| Street Address | 976 BEACHCOMBER LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUNNY SANDS SUB LOT 8; LESS WLY 10 FT PBI 3-99 |
| Legal Range | 40 |
| Legal Township | 32 |
| Legal Section | 18 |
| Legal Subdivision | SUNNY SANDS SUB |
| Legal Lot Number | 8 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50507 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 976 BEACHCOMBER LN, VERO BEACH, FL 32963-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK & TRUST CO |
| Oct 30, 2017 | Warranty Deed, Transfer JONATHAN KNAPP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on Record |
| Deed Sale | Oct 30, 2017 · Amount on Record |
| Prior Sale | May 2, 2016 · Amount on Record |
| Deed Document Number | 3120170062292 |
| Deed Book / Page | 3066 / 1200 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 976 BEACHCOMBER LN, INDIAN RIVER SHORES, FL 32963-3401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033230424 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 3323/424 |
| Instrument | 3120200043336 |
| Name | MARINE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32963 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 30, 2017 |
| Property Address | 976 BEACHCOMBER LN, INDIAN RIVER SHORES, FL 32963-3401 |
| Document Number | 0030661200 |
| Book / Page | 003066 / 001200 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 62292 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 BOUGAINVILLEA LN VERO BEACH FL 329631837, VERO BEACH, FL 32963-1837 |
| Document Number | 30661202 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 003066/001202 |
| Instrument | 62293 |
| Name | JONATHAN KNAPP |
|---|---|
| Address | 925 BEACHCOMBER LN, INDIAN RIVER SHORES, FL 32963-3401 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 29, 2022 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,617.00 (+12.85%) | $856,529 (+2.58%) Land $363,557 Building $492,972 | $856,529 (+2.58%) Land $363,557 Building $492,972 |
| 2023 | $8,522.00 (+11.09%) | $834,992 (+13.99%) Land $282,766 Building $552,226 | $834,992 (+13.99%) Land $282,766 Building $552,226 |
| 2022 | $7,671.00 | $732,516 Land $245,884 Building $486,632 | $732,516 Land $245,884 Building $486,632 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures