Indian River County property record for 966 Beachcomber Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,740 sqft · built 1965 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Oct 1996) |
| Tax Bill | $3,037 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-18-00004-0000-00007.0 |
| Primary APN | 32-40-18-00004-0000-00007.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,740 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| 2nd Floor Area | 1,024 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 116 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 483 sqft |
| Carport | Carport |
| Carport Area | 149 sqft |
| Driveway | Driveway |
| Driveway Area | 1,300 sqft |
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 55372 |
|---|---|
| Street Address | 966 BEACHCOMBER LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUNNY SANDS SUB LOT 7 & WLY 10 FT LOT 8 PBI 3-99 |
| Legal Range | 40 |
| Legal Township | 32 |
| Legal Section | 18 |
| Legal Subdivision | SUNNY SANDS SUB |
| Legal Lot Number | 7-8 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50507 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 966 BEACHCOMBER LN, VERO BEACH, FL 32963-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 1996 · Amount on File |
| Deed Sale | Oct 17, 1996 · Amount on File |
| Prior Sale | Jul 29, 1996 · Amount on File |
| Deed Document Number | 0112401857 |
| Deed Book / Page | 01124 / 01857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 966 BEACHCOMBER LN, VERO BEACH, FL 32963-3401 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 966 BEACHCOMBER LN, VERO BEACH, FL 32963-3401 |
| Investor | Possibly a Property Investor |
| Document Number | 0035280954 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 3528/954 |
| Instrument | 3120220022080 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 966 BEACHCOMBER LN, INDIAN RIVER SHORES, FL 32963-3401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032350949 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 3235/0949 |
| Instrument | 3120190051824 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,037.00 (+15.13%) | $263,975 (+5.99%) | $540,264 (+10.49%) Land $332,775 Building $207,489 |
| 2023 | $2,638.00 (+3.53%) | $249,064 (+3.82%) | $488,978 (+6.51%) Land $258,825 Building $230,153 |
| 2022 | $2,548.00 | $239,896 | $459,105 Land $258,825 Building $200,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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