Indian River County property record for 975 Beachcomber Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,138 sqft · built 1959 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Jan 2020) |
| Tax Bill | $11,156 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-18-00004-0000-00011.0 |
| Primary APN | 32-40-18-00004-0000-00011.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,138 sqft Living Area |
| 1st Floor Area | 2,085 sqft |
| 2nd Floor Area | 904 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Fireplace | 2 Story |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 116 ft deep x 105 ft wide |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 429 sqft |
| Patio Area | 756 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 55376 |
|---|---|
| Street Address | 975 BEACHCOMBER LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUNNY SANDS SUB LOT 11 PBI 3-99 |
| Legal Range | 40 |
| Legal Township | 32 |
| Legal Section | 18 |
| Legal Subdivision | SUNNY SANDS SUB |
| Legal Lot Number | 11 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 50505 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 975 BEACHCOMBER LN, INDIAN RIVER SHORES, FL 32963-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2020 | Warranty Deed, Transfer RBC BK (GEORGIA) NA |
| Sep 10, 2018 | Warranty Deed, Transfer ATLANTIC COASTAL LAND TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2020 · Amount on Record |
| Deed Sale | Jan 8, 2020 · Amount on Record |
| Prior Sale | Sep 10, 2018 · Amount on Record |
| Deed Document Number | 3120200001206 |
| Deed Book / Page | 3267 / 1594 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 8, 2020 |
| Property Address | 975 BEACHCOMBER LN, INDIAN RIVER SHORES, FL 32963-3401 |
| Document Number | 0032671594 |
| Book / Page | 003267 / 001594 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 1206 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2020 |
| Title Company | MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 975 BEACHCOMBER LN INDIAN RIVER SHORES FL 329633401, INDIAN RIVER SHORES, FL 32963-3401 |
| Document Number | 32671596 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 003267/001596 |
| Instrument | 1207 |
| Name | RBC BK (GEORGIA) NA |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27617 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 10, 2018 |
| Property Address | 975 BEACHCOMBER LN, INDIAN RIVER SHORES, FL 32963-3401 |
| Document Number | 0031470417 |
| Book / Page | 003147 / 000417 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 55232 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | ATLANTIC COASTAL LAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,727.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 975 BEACHCOMBER LN INDIAN RIVER SHORES FL 329633401, INDIAN RIVER SHORES, FL 32963-3401 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,156.00 (+18.72%) | $920,913 (+11.52%) Land $454,238 Building $466,675 | $920,913 (+11.52%) Land $454,238 Building $466,675 |
| 2023 | $9,397.00 (+12.18%) | $825,752 (+16.56%) Land $393,673 Building $432,079 | $825,752 (+16.56%) Land $393,673 Building $432,079 |
| 2022 | $8,377.00 | $708,436 Land $393,673 Building $314,763 | $708,436 Land $393,673 Building $314,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 479 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,484 units insured incl. 1,005 condo units |
| Nearby Flood Claims | 160 (1979–2024) |
| Claims Outside the SFHA | 112 of 160 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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