Indian River County property record for 945 Beachcomber Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,610 sqft · built 2020 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (May 2017) |
| Tax Bill | $12,801 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-18-00004-0000-00014.0 |
| Primary APN | 32-40-18-00004-0000-00014.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,610 sqft Living Area |
| Gross Area | 3,162 sqft |
| 1st Floor Area | 2,610 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 115 ft deep x 135 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 1,102 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 945 BEACHCOMBER LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUNNY SANDS SUB PBI 3-99 LOT 14 TOGETHER WITH ABANDONED STREET LYING BETWEEN LOTS 14 & 15 AS PER OR BK 158 PP 295 (OR BK 423 PP 630) |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 18 |
| Legal Subdivision | SUNNY SANDS SUB |
| Legal Lot Number | 14,15 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 50505 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24345 DEEP NECK RD, ROYAL OAK, MD 21662-1300 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2019 | Trustee's Deed, Construction Loan · Line of Credit TIAA FSB |
| May 11, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on Record |
| Deed Sale | May 11, 2017 · Amount on Record |
| Prior Sale | Aug 19, 2011 · Amount on Record |
| Deed Document Number | 201727022 |
| Deed Book / Page | 3024 / 337 |
| Prior Transfer Date | Aug 1, 2011 |
| Prior Transfer Doc | 0025181804 |
| Record Updated | Jun 8, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 29, 2019 |
| Property Address | 945 BEACHCOMBER LN, INDIAN RIVER SHORES, FL 32963-3401 |
| Document Number | 0031950029 |
| Book / Page | 003195 / 000029 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 18546 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24345 DEEP NECK RD ROYAL OAK MD 216621300, ROYAL OAK, MD 21662-1300 |
| Document Number | 31950029 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 003195/000029 |
| Instrument | 18546 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 11, 2017 |
| Property Address | 945 BEACHCOMBER LN, INDIAN RIVER SHORES, FL 32963-3401 |
| Document Number | 0030240337 |
| Book / Page | 003024 / 000337 |
| Instrument Date | May 11, 2017 |
| Instrument | 27022 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24345 DEEP NECK RD ROYAL OAK MD 216621300, ROYAL OAK, MD 21662-1300 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,801.00 (+17.88%) | $1,098,496 (+11.03%) Land $449,113 Building $649,383 | $1,098,496 (+11.03%) Land $449,113 Building $649,383 |
| 2023 | $10,859.00 (+14.97%) | $989,349 (+20.93%) Land $389,231 Building $600,118 | $989,349 (+20.93%) Land $389,231 Building $600,118 |
| 2022 | $9,445.00 | $818,108 Land $389,231 Building $428,877 | $818,108 Land $389,231 Building $428,877 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 479 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,484 units insured incl. 1,005 condo units |
| Nearby Flood Claims | 160 (1979–2024) |
| Claims Outside the SFHA | 112 of 160 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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