Kane County property record for 963 Valley Stream Dr, Pingree Grove, IL 60140
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,059 sqft · built 2005 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Sep 2017) |
| Tax Bill | $10,250 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-33-129-003 |
| Primary APN | 02-33-129-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,059 sqft Living Area |
| Gross Area | 5,024 sqft |
| Basement Area | 1,299 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 457 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 963 VALLEY STREAM DR |
|---|---|
| City | PINGREE GROVE |
| State | IL |
| Zip | 60140-9135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE LAKES UNIT 5 LT 130 |
| Legal Subdivision | CAMBRIDGE LAKES |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | RUTLAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 850710 |
963 Valley Stream Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 963 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Sep 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2017 · Amount on File |
| Deed Sale | Sep 12, 2017 · Amount on File |
| Prior Sale | Nov 19, 2007 · Amount on File |
| Deed Document Number | 201747817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 963 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000024372 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020K024372 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 12, 2017 |
| Property Address | 963 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135 |
| Document Number | 0000047817 |
| Map Reference | DOC2005K136003 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 2017K047817 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 232 LONGFORD CT, ELGIN, IL 60120-4652 |
| Document Number | 0000047818 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 2017K047818 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 963 Valley Stream Dr was $10,250 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Rutland Township |
| Municipality | Pingree Grove Village |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,250.00 Homeowner's exemption | $140,781 (+8.43%) Land $33,372 Building $107,409 | $422,512 (+8.43%) Land $100,156 Building $322,356 |
| 2024 | $129,835 Land $30,777 Building $99,058 | $389,661 Land $92,368 Building $297,293 | |
| 2022 | $9,124.00 (+2.57%) Homeowner's exemption | $105,457 (+6.32%) Land $25,661 Building $79,796 | $316,371 (+6.32%) Land $76,983 Building $239,388 |
| 2021 | $8,895.00 Homeowner's exemption | $99,189 Land $24,136 Building $75,053 | $297,567 Land $72,408 Building $225,159 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 963 Valley Stream Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 963 Valley Stream Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINGREE GROVE serves 10,365 people · EPA ID IL0890160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.68 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | E. coli resolved · Nov 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Fox Valley Internet, Verizon.
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