975 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 975 E J St, Chula Vista, CA 91910 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,294 sqft · built 1985
Lot Size	0.337 acres (14,658 sqft)
Owner	Company Name on File
Last Sale	$490,000 (Dec 2003)
Tax Bill	$9,592 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`640-231-16-00`

Property Details

APN / Parcel Number

Primary APN	`640-231-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,294 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Roof Material	Tile
Lot Area	14,658 sqft (0.337 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	975 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 367 TR 010989
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	010989
Legal Block	2
Legal Lot Number	367
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	13414

Owner

Source: San Diego County records · APN 640-231-16-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	975 E J ST, CHULA VISTA, CA 91910-6749
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CALIFORNIA COAST CU
Jun 12, 2023	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Oct 31, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Feb 25, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Dec 08, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2003 · Amount on Record
Deed Sale	Dec 30, 2003 · Amount on Record
Prior Sale	Jun 01, 2001 · Amount on Record
Deed Document Number	20031520527
Last Transfer Date	May 25, 2023
Transfer Doc	0000152722
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2023
Property Address	975 E J ST, CHULA VISTA, CA 91910-6749
Document Number	0000151675
Map Reference	MAP 10989
Instrument Date	May 25, 2023
Instrument	2023-0151675
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 E J ST, CHULA VISTA, CA 91910-6749

Mortgage

Document Number	0000151676
Date	Jun 12, 2023
Instrument	2023-0151676

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2033

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2023
Property Address	975 E J ST, CHULA VISTA, CA 91910-6749
Document Number	0000152722
Map Reference	MAP 10989
Instrument Date	May 25, 2023
Instrument	2023-0152722
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 E J ST, CHULA VISTA, CA 91910-6749

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	975 E J ST, CHULA VISTA, CA 91910-6749
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000496316
Date	Oct 31, 2019
Instrument	2019-0496316

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	133 Months
Due	Nov 01, 2030

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	975 E J ST, CHULA VISTA, CA 91910-6749
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093970
Date	Feb 25, 2020
Instrument	2020-0093970

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Nov 01, 2029

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 08, 2020
Property Address	975 E J ST, CHULA VISTA, CA 91910-6749
Document Number	0000783678
Map Reference	MAP 10989
Instrument Date	Nov 30, 2020
Instrument	2020-0783678
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 E J ST, CHULA VISTA, CA 91910-6749

Mortgage

Document Number	0000783679
Date	Dec 08, 2020
Instrument	2020-0783679

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$882,592 (+10.93%) Land $304,539 Building $578,053
2025	$9,592.00 (+19.83%) Homeowner's exemption	$795,645 (+18.82%) Land $298,561 Building $497,084
2023	$8,005.00 (+2.98%) Homeowner's exemption	$669,595 Land $286,968 Building $382,627
2022	$7,773.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of California
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 607 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wyyerd Group	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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