970 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 970 E J St, Chula Vista, CA 91910 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1985
Lot Size	0.2 acres (8,724 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2002)
Tax Bill	$6,246 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`640-231-22-00`

Property Details

APN / Parcel Number

Primary APN	`640-231-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	8,724 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	970 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 346 TR 010989
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	010989
Legal Block	2
Legal Lot Number	346
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4005
Census Tract	13414

Owner

Source: San Diego County records · APN 640-231-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	970 E J ST, CHULA VISTA, CA 91910-6748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2002 · Amount on Record
Deed Sale	Oct 17, 2002 · Amount on Record
Prior Sale	May 01, 1992 · Amount on Record
Deed Document Number	2002908129
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	970 E J ST, CHULA VISTA, CA 91910-6748
Document Number	0000121260
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 E J ST CHULA VISTA CA 919106748, CHULA VISTA, CA 91910-6748

Mortgage

Document Number	0000121260
Date	Mar 16, 2017
Instrument	121260

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2032

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$517,036 (+2%) Land $221,584 Building $295,452
2025	$6,246.00 (+5.12%)	$506,899 (+4.04%) Land $217,240 Building $289,659
2023	$5,942.00 (+2.96%)	$487,217 Land $208,805 Building $278,412
2022	$5,771.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of California
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 607 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wyyerd Group	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.