971 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 971 E J St, Chula Vista, CA 91910 · Last verified July 2026

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 4.5 ba · 2,048 sqft · built 1985
Lot Size0.342 acres (14,878 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Dec 2017)
Tax Bill$10,174 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN640-231-15-00

Property Details

APN / Parcel Number

Primary APN640-231-15-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units3 Units
Stories1 Story
Building Area2,048 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area14,878 sqft (0.342 acres)
View / LotGood
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address971 E J ST
CityCHULA VISTA
StateCA
Zip91910-6749
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionLOT 366 TR 010989
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract010989
Legal Block2
Legal Lot Number366
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract13414

Owner

Source: San Diego County records · APN 640-231-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address971 E J ST, CHULA VISTA, CA 91910-6749
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Line of Credit
MORTGAGE CAPITAL
Dec 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
WALLICK & VOLK
Dec 15, 2017Grant Deed, Transfer · Conventional Mortgage
WALLICK & VOLK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Prior SaleSep 27, 1985 · Amount on Record
Deed Document Number2017587498
Prior Transfer DateMar 26, 2003
Prior Transfer Doc0000355287
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 28, 2026
Property Address971 E J ST, CHULA VISTA, CA 91910-6749
Document Number0000215398
Instrument DateJul 21, 2026
Instrument2026215398
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 E J ST, CHULA VISTA, CA 91910-6749

Mortgage

Document Number0000215398,
DateJul 28, 2026
Instrument2026215398
Lender
NameMORTGAGE CAPITAL
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address971 E J ST, CHULA VISTA, CA 91910-6749
Document Number0000572511
Instrument DateDec 02, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address971 E J ST CHULA VISTA CA 919106749, CHULA VISTA, CA 91910-6749

Mortgage

Document Number0000572511
DateDec 09, 2019
Instrument572511
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 08, 2034

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 15, 2017
Property Address971 E J ST, CHULA VISTA, CA 91910-6749
Document Number0000587498
Instrument DateDec 04, 2017
Instrument587498
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyWFG TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$638.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address971 E J ST CHULA VISTA CA 919106749, CHULA VISTA, CA 91910-6749

Mortgage

Document Number587499
DateDec 15, 2017
Instrument587499
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 14, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$898,552 (+6.46%) Land $222,894 Building $675,658
2025$10,174.00 (+34.04%) Homeowner's exemption$844,034 (+33.06%) Land $218,524 Building $625,510
2023$7,590.00 (+2.99%) Homeowner's exemption$634,310 Land $210,040 Building $424,270
2022$7,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of California
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 607 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wyyerd GroupFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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