San Diego County property record for 966 E J St, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,294 sqft · built 1985 |
| Lot Size | 0.186 acres (8,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $604,000 (Apr 2017) |
| Tax Bill | $8,468 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 640-231-21-00 |
| Primary APN | 640-231-21-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,294 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 8,104 sqft (0.186 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 966 E J ST |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-6748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC |
| Legal Description | LOT 347 TR 010989 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 010989 |
| Legal Block | 2 |
| Legal Lot Number | 347 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 13414 |
Source: San Diego County records · APN 640-231-21-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 966 E J ST, CHULA VISTA, CA 91910-6748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| Apr 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC |
| Apr 24, 2017 | Grant Deed, Transfer · FHA Mortgage BAY EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Prior Sale | May 16, 2002 · Amount on Record |
| Deed Document Number | 2017182886 |
| Prior Transfer Date | Jan 20, 2005 |
| Prior Transfer Doc | 0000073283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 966 E J ST, CHULA VISTA, CA 91910-6748 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 966 E J ST, CHULA VISTA, CA 91910-6748 |
| Document Number | 0000329614 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022-0329614 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 966 E J ST, CHULA VISTA, CA 91910-6748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 966 E J ST, CHULA VISTA, CA 91910-6748 |
| Document Number | 0000258570 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 2021-0258570 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 24, 2017 |
| Property Address | 966 E J ST, CHULA VISTA, CA 91910-6748 |
| Document Number | 0000182886 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 182886 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2017 |
| Title Company | TITLE 365 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $664.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 966 E J ST CHULA VISTA CA 919106748, CHULA VISTA, CA 91910-6748 |
| Document Number | 182887 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 182887 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $715,008 (+2%) Land $273,749 Building $441,259 | |
| 2025 | $8,468.00 (+5.14%) Homeowner's exemption | $700,989 (+4.04%) Land $268,382 Building $432,607 |
| 2023 | $8,054.00 (+2.98%) Homeowner's exemption | $673,770 Land $257,961 Building $415,809 |
| 2022 | $7,821.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Group Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 607 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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