974 Adobe Dr, Billings, MT 59105 Property Records

Yellowstone County property record for 974 Adobe Dr, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,417 sqft · built 1994
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Tax Bill	$2,765 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A269320`

Property Details

APN / Parcel Number

Primary APN	`000A269320`
Alternative APNs	`03-1033-17-4-19-15-0000` `R0328171` `A269320` `A26932`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,417 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Finished Basement	1,145 sqft
Unfinished Basement	127 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
View / Lot	Neighborhood / Spot
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	30 sqft
Deck Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	974 ADOBE DR
City	BILLINGS
State	MT
Zip	59105-5404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	HIGH SIERRA SUBD 1ST FILING, S17, T01 N, R26 E, BLOCK 6, LOT 2
Legal Range	26E
Legal Township	01N
Legal Section	17
Legal Subdivision	HIGH SIERRA SUBD 1ST FILING
Legal Block	6
Legal Lot Number	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	NORTHWEST YELLOWSTONE
Census Block Group	4
Census Block	4031
Census Tract	1402

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	974 ADOBE DR, BILLINGS, MT 59105-5404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2018	Loan Modification, Mortgage STOCKMAN BK/MT
Aug 28, 2018	Warranty Deed, Transfer STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2018
Deed Sale	Aug 28, 2018
Prior Sale	Sep 5, 2017
Deed Document Number	20183860384
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	974 ADOBE DR, BILLINGS, MT 59105-5404
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003971436
Date	May 7, 2021
Instrument	3971436

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 11, 2018
Property Address	974 ADOBE DR, BILLINGS, MT 59105-5404
Instrument Date	Sep 6, 2018
Instrument	3862118
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 N 27TH ST #900 BILLINGS MT 591012065, 900, BILLINGS, MT 59101-2065

Mortgage

Document Number	0003862118
Date	Sep 11, 2018
Instrument	3862118

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	2700 KING AVE W, BILLINGS, MT 59102-6430

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 28, 2018
Property Address	974 ADOBE DR, BILLINGS, MT 59105-5404
Document Number	0003860384
Instrument Date	Aug 27, 2018
Instrument	3860384
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 ADOBE DR BILLINGS MT 591055404, BILLINGS, MT 59105-5404

Mortgage

Document Number	3860385
Date	Aug 28, 2018
Instrument	3860385

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,300 (-) Land $77,260 Building $338,040	$415,300 (-) Land $77,260 Building $338,040
2025	$2,765.00 (-19.46%)	$415,300 (+20.41%) Land $77,260 Building $338,040	$415,300 (+20.41%) Land $77,260 Building $338,040
2024	$3,433.00 (+11.57%)
2023	$3,077.00	$344,900	$344,900 Land $64,994 Building $279,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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