97364 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97364 Pirates Point Rd, Yulee, FL 32097 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,107 sqft · built 2023
Lot Size0.687 acres (29,943 sqft)
Owner2 Individual Names on File
Tax Bill$6,846 (2025)
Deeds & MortgagesMar 2022 Construction Loan
May 2021 Transfer
Flood ZoneZone AE (high risk)
APN43-3N-28-509D-0021-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509D-0021-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,107 sqft Living Area
Gross Area3,851 sqft
1st Floor Area2,678 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area29,943 sqft (0.687 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area744 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area320 sqft
Deck AreaDeck Area
Patio Area320 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97364 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 IN OR 2466/280 PIRATES WOOD 4 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number21
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1010
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0021-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97364 PIRATES POINT RD, YULEE, FL 32097-1404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Construction Mortgage
TRUIST BANK
May 28, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 15, 2006
Transfer Doc0014190246
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97364 PIRATES POINT RD, YULEE, FL 32097-1404
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address55046 LITTLE BROOK DR, CALLAHAN, FL 32011-8516

Mortgage

Document Number0025491533
DateMar 24, 2022
Book Page2549/1533
Instrument202245010898
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueApr 01, 2053

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateMay 28, 2021
Property Address97364 PIRATES POINT RD, YULEE, FL 32097-1404
Document Number0024660280
Book / Page2466 / 280
Instrument DateMay 28, 2021
Instrument202145020095
Transaction TypeTransfer
Record UpdatedFeb 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1624 ANATATION OAKS LN, FERNANDINA, FL 32034

Transferred To (Grantee/Buyer)

NameVerified Name
Address55046 LITTLE BROOK DR, CALLAHAN, FL 32011-8516

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,846.00 (+1.23%) Homeowner's exemption$486,335 (+2.9%)$837,889 (+7.86%) Land $200,000 Building $637,889
2024$6,763.00 (+140.76%) Homeowner's exemption$472,629 (+168.54%)$776,848 (+341.39%) Land $170,000 Building $606,848
2023$2,809.00 (-35.53%)$176,000 (-39.23%) Land $170,000 Building $6,000$176,000 (-39.23%) Land $170,000 Building $6,000
2022$4,357.00$289,628 Land $160,000 Building $129,628$289,628 Land $160,000 Building $129,628

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 475 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
437 of 475 on primary residences
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024, river or lake flooding, Hurricane Helene
Flood Events
  • Hurricane Irma (Sep 2017), 3 claims
  • Hurricane Matthew (Oct 2016), 17 claims

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 658 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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